Medical Records Specialists pay range in Saginaw
New workers and the lowest-paid 10% earn about $38,070 a year or less, while the top 10% make $78,940 or more. The middle half of medical records specialists in Saginaw earn between $43,880 and $62,900.
- $38K10th
- $44K25th
- $53KMedian
- $63K75th
- $79K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $55,710 | $4,642 | $26.78 |
| Median | $52,890 | $4,408 | $25.43 |
| Entry level (25th percentile) | $43,880 | $3,657 | $21.10 |
| Experienced (75th percentile) | $62,900 | $5,242 | $30.24 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Medical Records Specialists pay in Saginaw vs. Michigan and the U.S.
Medical records specialists in Saginaw earn 6% more than the Michigan average ($52,650) and about the same as the U.S. average ($56,790). At the median the gap is +3% against the U.S. median of $51,140.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $55,710 | $52,890 | $38,070 | $78,940 | 150 |
| Michigan | $52,650 | $48,120 | $37,180 | $77,080 | 4,890 |
| United States | $56,790 | $51,140 | $37,000 | $81,150 | 194,720 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Medical Records Specialists salary after taxes in Saginaw
On the average salary of $55,710, a single filer in Saginaw takes home about $44,073 a year, or $3,673 a month and $1,695 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for medical records specialists? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $55,710 buys what about $61,293 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 3.1 years of this average salary before tax.
Medical Records Specialists salary in other Michigan cities
Saginaw ranks 3rd of 13 Michigan metro areas for this job; Ann Arbor pays the most ($60,060).
- Ann Arbor$60,060
- Midland$59,530
- Saginaw$55,710
- Grand Rapids$53,880
- Kalamazoo$52,340
- Detroit$52,150
- Jackson$52,010
- Traverse City$51,900
- Flint$50,460
- Niles$50,030
Highest-paying cities for medical records specialists
San Jose, CA pays this job the most of the metro areas we cover ($97,430).
- San Jose, CA$97,430
- Sacramento, CA$76,110
- Chattanooga, TN$76,090
- San Francisco, CA$75,570
- Seattle, WA$72,530
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Medical Records Specialists salary in Saginaw: questions
How much do medical records specialists make an hour in Saginaw?
$26.79 an hour on average, and $25.43 at the median (BLS, May 2025).
What is the entry-level medical records specialists salary in Saginaw?
The lowest-paid 10% earn about $38,070 a year and the 25th percentile is $43,880, a fair guide to starting pay.
What is the medical records specialists take-home pay in Saginaw?
About $44,073 a year ($3,673 a month) for a single filer on the average salary of $55,710. Includes Saginaw's local income tax (1.5%).
Do medical records specialists earn more in Saginaw than elsewhere?
The average here is about the same as the U.S. average for this job ($56,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-2072; area Saginaw, MI (40980). Relative standard error of the mean wage: 1.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 1.51, this job is 1.5 times as concentrated as in the U.S. overall.
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