Loan Officers pay range in Raleigh
New workers and the lowest-paid 10% earn about $48,320 a year or less, while the top 10% make $127,300 or more. The middle half of loan officers in Raleigh earn between $61,440 and $99,030.
- $48K10th
- $61K25th
- $77KMedian
- $99K75th
- $127K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $85,830 | $7,152 | $41.26 |
| Median | $77,330 | $6,444 | $37.18 |
| Entry level (25th percentile) | $61,440 | $5,120 | $29.54 |
| Experienced (75th percentile) | $99,030 | $8,252 | $47.61 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Raleigh vs. North Carolina and the U.S.
Loan officers in Raleigh earn about the same as the North Carolina average ($84,160) and about the same as the U.S. average ($87,790). At the median the gap is +1% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Raleigh | $85,830 | $77,330 | $48,320 | $127,300 | 1,560 |
| North Carolina | $84,160 | $75,920 | $43,270 | $130,480 | 10,700 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Raleigh
On the average salary of $85,830, a single filer in Raleigh takes home about $66,296 a year, or $5,525 a month and $2,550 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Raleigh a good place for loan officers? Pay vs. cost of living
Prices in the Raleigh area are 2% below the U.S. average (BEA price parity 98.2), so the average $85,830 buys what about $87,442 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Raleigh ($51,990). A typical home costs $438,364, or 5.1 years of this average salary before tax.
Loan Officers salary in other North Carolina cities
Raleigh ranks 3rd of 15 North Carolina metro areas for this job; Wilmington pays the most ($103,370).
- Wilmington$103,370
- Charlotte$89,980
- Raleigh$85,830
- Pinehurst$83,820
- Goldsboro$82,180
- Asheville$81,260
- Hickory$80,750
- Winston-Salem$80,040
- Fayetteville$76,640
- Durham$75,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Raleigh: questions
How much do loan officers make an hour in Raleigh?
$41.27 an hour on average, and $37.18 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Raleigh?
The lowest-paid 10% earn about $48,320 a year and the 25th percentile is $61,440, a fair guide to starting pay.
What is the loan officers take-home pay in Raleigh?
About $66,296 a year ($5,525 a month) for a single filer on the average salary of $85,830.
Do loan officers earn more in Raleigh than elsewhere?
The average here is about the same as the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Raleigh-Cary, NC (39580). Relative standard error of the mean wage: 3.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.19, this job is about as common as in the U.S. overall.
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