SOC 13-2072 · Hickory-Lenoir-Morganton, NC metro

Loan Officers Salary in Hickory, NC

The average salary for loan officers in Hickory, North Carolina is $80,750 a year ($38.82 an hour), according to BLS estimates for May 2025. The median is $63,420: half of the 130 people in this job in the Hickory-Lenoir-Morganton, NC metro area earn more than that, half earn less. That average is 9% less than the U.S. metro average for this job ($88,726).

$80,750average per year

$38.82 / hourMedian $63,420Take-home ≈ $62,924

  • $38K10th
  • $51K25th
  • $63KMedian
  • $96K75th
  • $110K90th

median average · bar = middle 50% of workers

130people in this job
-9%vs U.S. metro average
#7 of 15North Carolina metros
88cost of living (U.S. = 100)
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Loan Officers pay range in Hickory

New workers and the lowest-paid 10% earn about $38,370 a year or less, while the top 10% make $110,270 or more. The middle half of loan officers in Hickory earn between $51,320 and $96,190.

  • $38K10th
  • $51K25th
  • $63KMedian
  • $96K75th
  • $110K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$80,750$6,729$38.82
Median$63,420$5,285$30.49
Entry level (25th percentile)$51,320$4,277$24.67
Experienced (75th percentile)$96,190$8,016$46.25

*Hourly figures assume 2,080 paid hours a year.

Loan Officers salary after taxes in Hickory

On the average salary of $80,750, a single filer in Hickory takes home about $62,924 a year, or $5,244 a month and $2,420 every two weeks. Taxes take 22% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).

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Is Hickory a good place for loan officers? Pay vs. cost of living

Prices in the Hickory area are 12% below the U.S. average (BEA price parity 88.5), so the average $80,750 buys what about $91,257 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Hickory ($45,220). A typical home costs $271,739, or 3.4 years of this average salary before tax.

See what $80,750 is worth in another city

Loan Officers salary in other North Carolina cities

Hickory ranks 7th of 15 North Carolina metro areas for this job; Wilmington pays the most ($103,370).

All Loan Officers salaries in North Carolina

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Hickory, NC.

Loan Officers salary in Hickory: questions

How much do loan officers make an hour in Hickory?

$38.82 an hour on average, and $30.49 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Hickory?

The lowest-paid 10% earn about $38,370 a year and the 25th percentile is $51,320, a fair guide to starting pay.

What is the loan officers take-home pay in Hickory?

About $62,924 a year ($5,244 a month) for a single filer on the average salary of $80,750.

Do loan officers earn more in Hickory than elsewhere?

The average here is 9% less than the U.S. metro average for this job ($88,726).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Hickory-Lenoir-Morganton, NC (25860). Relative standard error of the mean wage: 7.7%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
  • Job concentration: location quotient 0.49, this job is less common than in the U.S. overall (location quotient 0.49).

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