Loan Officers pay range in Asheville
New workers and the lowest-paid 10% earn about $43,880 a year or less, while the top 10% make $131,090 or more. The middle half of loan officers in Asheville earn between $58,110 and $98,210.
- $44K10th
- $58K25th
- $76KMedian
- $98K75th
- $131K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $81,260 | $6,772 | $39.07 |
| Median | $76,070 | $6,339 | $36.57 |
| Entry level (25th percentile) | $58,110 | $4,842 | $27.94 |
| Experienced (75th percentile) | $98,210 | $8,184 | $47.22 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Asheville vs. North Carolina and the U.S.
Loan officers in Asheville earn 3% less than the North Carolina average ($84,160) and 7% less than the U.S. average ($87,790). At the median the gap is -1% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Asheville | $81,260 | $76,070 | $43,880 | $131,090 | 190 |
| North Carolina | $84,160 | $75,920 | $43,270 | $130,480 | 10,700 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Asheville
On the average salary of $81,260, a single filer in Asheville takes home about $63,263 a year, or $5,272 a month and $2,433 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Asheville a good place for loan officers? Pay vs. cost of living
Prices in the Asheville area are 3% below the U.S. average (BEA price parity 96.5), so the average $81,260 buys what about $84,202 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Asheville ($46,870). A typical home costs $428,742, or 5.3 years of this average salary before tax.
Loan Officers salary in other North Carolina cities
Asheville ranks 6th of 15 North Carolina metro areas for this job; Wilmington pays the most ($103,370).
- Wilmington$103,370
- Charlotte$89,980
- Raleigh$85,830
- Pinehurst$83,820
- Goldsboro$82,180
- Asheville$81,260
- Hickory$80,750
- Winston-Salem$80,040
- Fayetteville$76,640
- Durham$75,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Asheville: questions
How much do loan officers make an hour in Asheville?
$39.07 an hour on average, and $36.57 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Asheville?
The lowest-paid 10% earn about $43,880 a year and the 25th percentile is $58,110, a fair guide to starting pay.
What is the loan officers take-home pay in Asheville?
About $63,263 a year ($5,272 a month) for a single filer on the average salary of $81,260.
Do loan officers earn more in Asheville than elsewhere?
The average here is 7% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Asheville, NC (11700). Relative standard error of the mean wage: 6.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.58, this job is less common than in the U.S. overall (location quotient 0.58).
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