Loan Officers pay range in Fayetteville
New workers and the lowest-paid 10% earn about $38,440 a year or less, while the top 10% make $131,170 or more. The middle half of loan officers in Fayetteville earn between $49,720 and $93,360.
- $38K10th
- $50K25th
- $69KMedian
- $93K75th
- $131K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $76,640 | $6,387 | $36.85 |
| Median | $69,410 | $5,784 | $33.37 |
| Entry level (25th percentile) | $49,720 | $4,143 | $23.90 |
| Experienced (75th percentile) | $93,360 | $7,780 | $44.88 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Fayetteville vs. North Carolina and the U.S.
Loan officers in Fayetteville earn 9% less than the North Carolina average ($84,160) and 13% less than the U.S. average ($87,790). At the median the gap is -9% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Fayetteville | $76,640 | $69,410 | $38,440 | $131,170 | 150 |
| North Carolina | $84,160 | $75,920 | $43,270 | $130,480 | 10,700 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Fayetteville
On the average salary of $76,640, a single filer in Fayetteville takes home about $60,197 a year, or $5,016 a month and $2,315 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Fayetteville a good place for loan officers? Pay vs. cost of living
Prices in the Fayetteville area are 8% below the U.S. average (BEA price parity 92.0), so the average $76,640 buys what about $83,324 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Fayetteville ($45,620). A typical home costs $259,183, or 3.4 years of this average salary before tax.
Loan Officers salary in other North Carolina cities
Fayetteville ranks 9th of 15 North Carolina metro areas for this job; Wilmington pays the most ($103,370).
- Wilmington$103,370
- Charlotte$89,980
- Raleigh$85,830
- Pinehurst$83,820
- Goldsboro$82,180
- Asheville$81,260
- Hickory$80,750
- Winston-Salem$80,040
- Fayetteville$76,640
- Durham$75,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Fayetteville: questions
How much do loan officers make an hour in Fayetteville?
$36.85 an hour on average, and $33.37 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Fayetteville?
The lowest-paid 10% earn about $38,440 a year and the 25th percentile is $49,720, a fair guide to starting pay.
What is the loan officers take-home pay in Fayetteville?
About $60,197 a year ($5,016 a month) for a single filer on the average salary of $76,640.
Do loan officers earn more in Fayetteville than elsewhere?
The average here is 13% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Fayetteville, NC (22180). Relative standard error of the mean wage: 5.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.64, this job is less common than in the U.S. overall (location quotient 0.64).
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