Loan Officers pay range in Durham
New workers and the lowest-paid 10% earn about $42,750 a year or less, while the top 10% make $112,140 or more. The middle half of loan officers in Durham earn between $49,640 and $90,720.
- $43K10th
- $50K25th
- $64KMedian
- $91K75th
- $112K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $75,160 | $6,263 | $36.13 |
| Median | $64,130 | $5,344 | $30.83 |
| Entry level (25th percentile) | $49,640 | $4,137 | $23.87 |
| Experienced (75th percentile) | $90,720 | $7,560 | $43.62 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Durham vs. North Carolina and the U.S.
Loan officers in Durham earn 11% less than the North Carolina average ($84,160) and 14% less than the U.S. average ($87,790). At the median the gap is -16% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Durham | $75,160 | $64,130 | $42,750 | $112,140 | 360 |
| North Carolina | $84,160 | $75,920 | $43,270 | $130,480 | 10,700 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Durham
On the average salary of $75,160, a single filer in Durham takes home about $59,215 a year, or $4,935 a month and $2,277 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Durham a good place for loan officers? Pay vs. cost of living
Prices in the Durham area are 2% below the U.S. average (BEA price parity 97.6), so the average $75,160 buys what about $77,030 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Durham ($60,720). A typical home costs $414,340, or 5.5 years of this average salary before tax.
Loan Officers salary in other North Carolina cities
Durham ranks 10th of 15 North Carolina metro areas for this job; Wilmington pays the most ($103,370).
- Wilmington$103,370
- Charlotte$89,980
- Raleigh$85,830
- Pinehurst$83,820
- Goldsboro$82,180
- Asheville$81,260
- Hickory$80,750
- Winston-Salem$80,040
- Fayetteville$76,640
- Durham$75,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Loan Officers salary in Durham: questions
How much do loan officers make an hour in Durham?
$36.14 an hour on average, and $30.83 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Durham?
The lowest-paid 10% earn about $42,750 a year and the 25th percentile is $49,640, a fair guide to starting pay.
What is the loan officers take-home pay in Durham?
About $59,215 a year ($4,935 a month) for a single filer on the average salary of $75,160.
Do loan officers earn more in Durham than elsewhere?
The average here is 14% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Durham-Chapel Hill, NC (20500). Relative standard error of the mean wage: 6.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.59, this job is less common than in the U.S. overall (location quotient 0.59).
Read the full methodology. Spotted an error? Tell us.