Insurance Underwriters pay range in Charleston
New workers and the lowest-paid 10% earn about $48,670 a year or less, while the top 10% make $193,800 or more. The middle half of insurance underwriters in Charleston earn between $59,350 and $97,320.
- $49K10th
- $59K25th
- $65KMedian
- $97K75th
- $194K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $89,570 | $7,464 | $43.06 |
| Median | $64,730 | $5,394 | $31.12 |
| Entry level (25th percentile) | $59,350 | $4,946 | $28.53 |
| Experienced (75th percentile) | $97,320 | $8,110 | $46.79 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Charleston vs. West Virginia and the U.S.
Insurance underwriters in Charleston earn 4% less than the U.S. average ($93,700). At the median the gap is -20% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charleston | $89,570 | $64,730 | $48,670 | $193,800 | 90 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Charleston
On the average salary of $89,570, a single filer in Charleston takes home about $68,629 a year, or $5,719 a month and $2,640 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charleston a good place for insurance underwriters? Pay vs. cost of living
Prices in the Charleston area are 11% below the U.S. average (BEA price parity 88.7), so the average $89,570 buys what about $100,961 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Charleston ($45,830). A typical home costs $148,817, or 1.7 years of this average salary before tax.
Insurance Underwriters salary in nearby metro areas
- Roanoke, VA$75,070
- Columbus, OH$89,290
- Charlottesville, VA$88,470
- Lexington, KY$90,840
- Winston-Salem, NC$82,180
- Cincinnati, OH$88,440
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Charleston: questions
How much do insurance underwriters make an hour in Charleston?
$43.06 an hour on average, and $31.12 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Charleston?
The lowest-paid 10% earn about $48,670 a year and the 25th percentile is $59,350, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Charleston?
About $68,629 a year ($5,719 a month) for a single filer on the average salary of $89,570.
Do insurance underwriters earn more in Charleston than elsewhere?
The average here is 4% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Charleston, WV (16620). Relative standard error of the mean wage: 13.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.22, this job is about as common as in the U.S. overall.
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