Insurance Underwriters pay range in Charlottesville
New workers and the lowest-paid 10% earn about $53,390 a year or less, while the top 10% make $132,000 or more. The middle half of insurance underwriters in Charlottesville earn between $60,400 and $112,160.
- $53K10th
- $60K25th
- $82KMedian
- $112K75th
- $132K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $88,470 | $7,372 | $42.53 |
| Median | $81,580 | $6,798 | $39.22 |
| Entry level (25th percentile) | $60,400 | $5,033 | $29.04 |
| Experienced (75th percentile) | $112,160 | $9,347 | $53.92 |
*Hourly figures assume 2,080 paid hours a year.
Insurance Underwriters salary after taxes in Charlottesville
On the average salary of $88,470, a single filer in Charlottesville takes home about $66,796 a year, or $5,566 a month and $2,569 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Charlottesville a good place for insurance underwriters? Pay vs. cost of living
Prices in the Charlottesville area are in line with the U.S. average (BEA price parity 99.1), so the average $88,470 buys what about $89,232 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Charlottesville ($55,180). A typical home costs $473,058, or 5.3 years of this average salary before tax.
Insurance Underwriters salary in other Virginia cities
Charlottesville ranks 2nd of 4 Virginia metro areas for this job; Richmond pays the most ($92,670).
- Richmond$92,670
- Charlottesville$88,470
- Virginia Beach$88,450
- Roanoke$75,070
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Charlottesville: questions
How much do insurance underwriters make an hour in Charlottesville?
$42.54 an hour on average, and $39.22 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Charlottesville?
The lowest-paid 10% earn about $53,390 a year and the 25th percentile is $60,400, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Charlottesville?
About $66,796 a year ($5,566 a month) for a single filer on the average salary of $88,470.
Do insurance underwriters earn more in Charlottesville than elsewhere?
The average here is 7% less than the U.S. metro average for this job ($95,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Charlottesville, VA (16820). Relative standard error of the mean wage: 8.9%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.48, this job is less common than in the U.S. overall (location quotient 0.48).
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