Loan Officers pay range in Charleston
New workers and the lowest-paid 10% earn about $38,490 a year or less, while the top 10% make $101,270 or more. The middle half of loan officers in Charleston earn between $45,290 and $76,430.
- $38K10th
- $45K25th
- $58KMedian
- $76K75th
- $101K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $65,500 | $5,458 | $31.49 |
| Median | $58,390 | $4,866 | $28.07 |
| Entry level (25th percentile) | $45,290 | $3,774 | $21.77 |
| Experienced (75th percentile) | $76,430 | $6,369 | $36.75 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Charleston vs. West Virginia and the U.S.
Loan officers in Charleston earn about the same as the West Virginia average ($66,780) and 25% less than the U.S. average ($87,790). At the median the gap is -24% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charleston | $65,500 | $58,390 | $38,490 | $101,270 | 180 |
| West Virginia | $66,780 | $57,580 | $37,830 | $114,800 | 1,290 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Charleston
On the average salary of $65,500, a single filer in Charleston takes home about $52,698 a year, or $4,392 a month and $2,027 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charleston a good place for loan officers? Pay vs. cost of living
Prices in the Charleston area are 11% below the U.S. average (BEA price parity 88.7), so the average $65,500 buys what about $73,830 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Charleston ($45,830). A typical home costs $148,817, or 2.3 years of this average salary before tax.
Loan Officers salary in other West Virginia cities
Charleston ranks 4th of 7 West Virginia metro areas for this job; Morgantown pays the most ($75,670).
- Morgantown$75,670
- Huntington$71,550
- Wheeling$66,920
- Charleston$65,500
- Beckley$65,210
- Parkersburg$63,520
- Weirton$61,780
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Charleston: questions
How much do loan officers make an hour in Charleston?
$31.49 an hour on average, and $28.07 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Charleston?
The lowest-paid 10% earn about $38,490 a year and the 25th percentile is $45,290, a fair guide to starting pay.
What is the loan officers take-home pay in Charleston?
About $52,698 a year ($4,392 a month) for a single filer on the average salary of $65,500.
Do loan officers earn more in Charleston than elsewhere?
The average here is 25% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Charleston, WV (16620). Relative standard error of the mean wage: 5.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.98, this job is about as common as in the U.S. overall.
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