Insurance Underwriters pay range in Lexington
New workers and the lowest-paid 10% earn about $56,620 a year or less, while the top 10% make $100,990 or more. The middle half of insurance underwriters in Lexington earn between $64,880 and $100,990.
- $57K10th
- $65K25th
- $101KMedian
- $101K75th
- $101K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $90,840 | $7,570 | $43.67 |
| Median | $100,990 | $8,416 | $48.55 |
| Entry level (25th percentile) | $64,880 | $5,407 | $31.19 |
| Experienced (75th percentile) | $100,990 | $8,416 | $48.55 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Lexington vs. Kentucky and the U.S.
Insurance underwriters in Lexington earn 4% more than the Kentucky average ($87,430) and 3% less than the U.S. average ($93,700). At the median the gap is +24% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lexington | $90,840 | $100,990 | $56,620 | $100,990 | 290 |
| Kentucky | $87,430 | $79,830 | $46,550 | $138,670 | 900 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Lexington
On the average salary of $90,840, a single filer in Lexington takes home about $67,176 a year, or $5,598 a month and $2,584 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
Is Lexington a good place for insurance underwriters? Pay vs. cost of living
Prices in the Lexington area are 7% below the U.S. average (BEA price parity 92.9), so the average $90,840 buys what about $97,794 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Lexington ($48,620). A typical home costs $327,671, or 3.6 years of this average salary before tax.
Insurance Underwriters salary in other Kentucky cities
Lexington ranks 1st of 2 Kentucky metro areas for this job, the best-paid in the state.
- Lexington$90,840
- Louisville$83,300
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Lexington: questions
How much do insurance underwriters make an hour in Lexington?
$43.67 an hour on average, and $48.55 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Lexington?
The lowest-paid 10% earn about $56,620 a year and the 25th percentile is $64,880, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Lexington?
About $67,176 a year ($5,598 a month) for a single filer on the average salary of $90,840. Includes Lexington's local income tax (2.75%).
Do insurance underwriters earn more in Lexington than elsewhere?
The average here is 3% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Lexington-Fayette, KY (30460). Relative standard error of the mean wage: 8.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
- Job concentration: location quotient 1.49, this job is 1.5 times as concentrated as in the U.S. overall.
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