Personal Financial Advisors pay range in San Luis Obispo
New workers and the lowest-paid 10% earn about $63,560 a year or less, while the top 10% make $289,650 or more. The middle half of personal financial advisors in San Luis Obispo earn between $69,650 and $140,060.
- $64K10th
- $70K25th
- $91KMedian
- $140K75th
- $290K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $135,490 | $11,291 | $65.14 |
| Median | $91,340 | $7,612 | $43.91 |
| Entry level (25th percentile) | $69,650 | $5,804 | $33.49 |
| Experienced (75th percentile) | $140,060 | $11,672 | $67.34 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in San Luis Obispo vs. California and the U.S.
Personal financial advisors in San Luis Obispo earn 20% less than the California average ($170,070) and 14% less than the U.S. average ($156,670). At the median the gap is -13% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| San Luis Obispo | $135,490 | $91,340 | $63,560 | $289,650 | 120 |
| California | $170,070 | $130,330 | $67,690 | $393,860 | 32,200 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in San Luis Obispo
On the average salary of $135,490, a single filer in San Luis Obispo takes home about $95,365 a year, or $7,947 a month and $3,668 every two weeks. Taxes take 30% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is San Luis Obispo a good place for personal financial advisors? Pay vs. cost of living
Prices in the San Luis Obispo area are 9% above the U.S. average (BEA price parity 108.6), so the average $135,490 buys what about $124,765 would buy in a typical U.S. metro. This job pays 1.8 times the median wage of all jobs in San Luis Obispo ($50,770). A typical home costs $909,699, or 6.7 years of this average salary before tax.
Personal Financial Advisors salary in other California cities
San Luis Obispo ranks 16th of 21 California metro areas for this job; San Francisco pays the most ($214,350).
- San Francisco$214,350
- San Jose$206,970
- San Diego$175,290
- Santa Maria$170,980
- Sacramento$156,410
- Vallejo$152,900
- Los Angeles$151,050
- Salinas$146,330
- Napa$145,720
- San Luis Obispo$135,490
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in San Luis Obispo: questions
How much do personal financial advisors make an hour in San Luis Obispo?
$65.14 an hour on average, and $43.91 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in San Luis Obispo?
The lowest-paid 10% earn about $63,560 a year and the 25th percentile is $69,650, a fair guide to starting pay.
What is the personal financial advisors take-home pay in San Luis Obispo?
About $95,365 a year ($7,947 a month) for a single filer on the average salary of $135,490. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do personal financial advisors earn more in San Luis Obispo than elsewhere?
The average here is 14% less than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area San Luis Obispo-Paso Robles, CA (42020). Relative standard error of the mean wage: 8.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.56, this job is less common than in the U.S. overall (location quotient 0.56).
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