Personal Financial Advisors pay range in San Jose
New workers and the lowest-paid 10% earn about $69,340 a year or less, while the top 10% make $482,130 or more. The middle half of personal financial advisors in San Jose earn between $96,560 and $216,540.
- $69K10th
- $97K25th
- $137KMedian
- $217K75th
- $482K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $206,970 | $17,248 | $99.50 |
| Median | $136,820 | $11,402 | $65.78 |
| Entry level (25th percentile) | $96,560 | $8,047 | $46.42 |
| Experienced (75th percentile) | $216,540 | $18,045 | $104.11 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in San Jose vs. California and the U.S.
Personal financial advisors in San Jose earn 22% more than the California average ($170,070) and 32% more than the U.S. average ($156,670). At the median the gap is +30% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| San Jose | $206,970 | $136,820 | $69,340 | $482,130 | 1,530 |
| California | $170,070 | $130,330 | $67,690 | $393,860 | 32,200 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in San Jose
On the average salary of $206,970, a single filer in San Jose takes home about $138,904 a year, or $11,575 a month and $5,342 every two weeks. Taxes take 33% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is San Jose a good place for personal financial advisors? Pay vs. cost of living
Prices in the San Jose area are 10% above the U.S. average (BEA price parity 110.4), so the average $206,970 buys what about $187,434 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in San Jose ($84,050). A typical home costs $1,610,466, or 7.8 years of this average salary before tax.
Personal Financial Advisors salary in other California cities
San Jose ranks 2nd of 21 California metro areas for this job; San Francisco pays the most ($214,350).
- San Francisco$214,350
- San Jose$206,970
- San Diego$175,290
- Santa Maria$170,980
- Sacramento$156,410
- Vallejo$152,900
- Los Angeles$151,050
- Salinas$146,330
- Napa$145,720
- Santa Cruz$145,190
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in San Jose: questions
How much do personal financial advisors make an hour in San Jose?
$99.51 an hour on average, and $65.78 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in San Jose?
The lowest-paid 10% earn about $69,340 a year and the 25th percentile is $96,560, a fair guide to starting pay.
What is the personal financial advisors take-home pay in San Jose?
About $138,904 a year ($11,575 a month) for a single filer on the average salary of $206,970. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do personal financial advisors earn more in San Jose than elsewhere?
The average here is 32% more than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area San Jose-Sunnyvale-Santa Clara, CA (41940). Relative standard error of the mean wage: 9.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.78, this job is less common than in the U.S. overall (location quotient 0.78).
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