Loan Officers pay range in Austin
New workers and the lowest-paid 10% earn about $22,330 a year or less, while the top 10% make $140,600 or more. The middle half of loan officers in Austin earn between $36,530 and $86,240.
- $22K10th
- $37K25th
- $59KMedian
- $86K75th
- $141K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $75,140 | $6,262 | $36.12 |
| Median | $59,210 | $4,934 | $28.47 |
| Entry level (25th percentile) | $36,530 | $3,044 | $17.56 |
| Experienced (75th percentile) | $86,240 | $7,187 | $41.46 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Austin vs. Texas and the U.S.
Loan officers in Austin earn 5% less than the Texas average ($79,410) and 14% less than the U.S. average ($87,790). At the median the gap is -23% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Austin | $75,140 | $59,210 | $22,330 | $140,600 | 1,890 |
| Texas | $79,410 | $66,370 | $34,150 | $135,280 | 21,200 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Austin
On the average salary of $75,140, a single filer in Austin takes home about $61,691 a year, or $5,141 a month and $2,373 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Austin a good place for loan officers? Pay vs. cost of living
Prices in the Austin area are 2% below the U.S. average (BEA price parity 98.1), so the average $75,140 buys what about $76,622 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Austin ($56,950). A typical home costs $428,524, or 5.7 years of this average salary before tax.
Loan Officers salary in other Texas cities
Austin ranks 15th of 24 Texas metro areas for this job; Victoria pays the most ($92,270).
- Victoria$92,270
- College Station$92,150
- Sherman$89,410
- Midland$87,100
- Houston$84,830
- Waco$83,600
- Brownsville$82,070
- Lubbock$81,930
- Dallas$80,100
- Austin$75,140
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Austin: questions
How much do loan officers make an hour in Austin?
$36.13 an hour on average, and $28.47 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Austin?
The lowest-paid 10% earn about $22,330 a year and the 25th percentile is $36,530, a fair guide to starting pay.
What is the loan officers take-home pay in Austin?
About $61,691 a year ($5,141 a month) for a single filer on the average salary of $75,140. Texas has no state income tax.
Do loan officers earn more in Austin than elsewhere?
The average here is 14% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Austin-Round Rock-San Marcos, TX (12420). Relative standard error of the mean wage: 12.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.83, this job is about as common as in the U.S. overall.
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