Credit Analysts pay range in Austin
New workers and the lowest-paid 10% earn about $58,000 a year or less, while the top 10% make $146,160 or more. The middle half of credit analysts in Austin earn between $63,560 and $106,280.
- $58K10th
- $64K25th
- $87KMedian
- $106K75th
- $146K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $94,490 | $7,874 | $45.43 |
| Median | $86,920 | $7,243 | $41.79 |
| Entry level (25th percentile) | $63,560 | $5,297 | $30.56 |
| Experienced (75th percentile) | $106,280 | $8,857 | $51.10 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Austin
On the average salary of $94,490, a single filer in Austin takes home about $75,304 a year, or $6,275 a month and $2,896 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Austin a good place for credit analysts? Pay vs. cost of living
Prices in the Austin area are 2% below the U.S. average (BEA price parity 98.1), so the average $94,490 buys what about $96,353 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Austin ($56,950). A typical home costs $428,524, or 4.5 years of this average salary before tax.
Credit Analysts salary in other Texas cities
Austin ranks 1st of 9 Texas metro areas for this job, the best-paid in the state.
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Austin: questions
How much do credit analysts make an hour in Austin?
$45.43 an hour on average, and $41.79 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Austin?
The lowest-paid 10% earn about $58,000 a year and the 25th percentile is $63,560, a fair guide to starting pay.
What is the credit analysts take-home pay in Austin?
About $75,304 a year ($6,275 a month) for a single filer on the average salary of $94,490. Texas has no state income tax.
Do credit analysts earn more in Austin than elsewhere?
The average here is 8% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Austin-Round Rock-San Marcos, TX (12420). Relative standard error of the mean wage: 3.3%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.59, this job is less common than in the U.S. overall (location quotient 0.59).
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