Loan Officers pay range in Lubbock
New workers and the lowest-paid 10% earn about $21,510 a year or less, while the top 10% make $156,380 or more. The middle half of loan officers in Lubbock earn between $44,860 and $103,530.
- $22K10th
- $45K25th
- $64KMedian
- $104K75th
- $156K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $81,930 | $6,828 | $39.39 |
| Median | $63,520 | $5,293 | $30.54 |
| Entry level (25th percentile) | $44,860 | $3,738 | $21.57 |
| Experienced (75th percentile) | $103,530 | $8,628 | $49.77 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Lubbock
On the average salary of $81,930, a single filer in Lubbock takes home about $66,468 a year, or $5,539 a month and $2,556 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Lubbock a good place for loan officers? Pay vs. cost of living
Prices in the Lubbock area are 9% below the U.S. average (BEA price parity 91.3), so the average $81,930 buys what about $89,720 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Lubbock ($42,130). A typical home costs $213,766, or 2.6 years of this average salary before tax.
Loan Officers salary in other Texas cities
Lubbock ranks 8th of 24 Texas metro areas for this job; Victoria pays the most ($92,270).
- Victoria$92,270
- College Station$92,150
- Sherman$89,410
- Midland$87,100
- Houston$84,830
- Waco$83,600
- Brownsville$82,070
- Lubbock$81,930
- Dallas$80,100
- Tyler$79,560
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Lubbock: questions
How much do loan officers make an hour in Lubbock?
$39.39 an hour on average, and $30.54 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Lubbock?
The lowest-paid 10% earn about $21,510 a year and the 25th percentile is $44,860, a fair guide to starting pay.
What is the loan officers take-home pay in Lubbock?
About $66,468 a year ($5,539 a month) for a single filer on the average salary of $81,930. Texas has no state income tax.
Do loan officers earn more in Lubbock than elsewhere?
The average here is 8% less than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Lubbock, TX (31180). Relative standard error of the mean wage: 7.7%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.95, this job is about as common as in the U.S. overall.
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