Insurance Underwriters pay range in Austin
New workers and the lowest-paid 10% earn about $52,410 a year or less, while the top 10% make $132,750 or more. The middle half of insurance underwriters in Austin earn between $62,540 and $102,650.
- $52K10th
- $63K25th
- $76KMedian
- $103K75th
- $133K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $83,780 | $6,982 | $40.28 |
| Median | $75,910 | $6,326 | $36.50 |
| Entry level (25th percentile) | $62,540 | $5,212 | $30.07 |
| Experienced (75th percentile) | $102,650 | $8,554 | $49.35 |
*Hourly figures assume 2,080 paid hours a year.
Insurance Underwriters salary after taxes in Austin
On the average salary of $83,780, a single filer in Austin takes home about $67,769 a year, or $5,647 a month and $2,607 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Austin a good place for insurance underwriters? Pay vs. cost of living
Prices in the Austin area are 2% below the U.S. average (BEA price parity 98.1), so the average $83,780 buys what about $85,432 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Austin ($56,950). A typical home costs $428,524, or 5.1 years of this average salary before tax.
Insurance Underwriters salary in other Texas cities
Austin ranks 4th of 5 Texas metro areas for this job; Dallas pays the most ($94,020).
- Dallas$94,020
- San Antonio$91,380
- Houston$87,040
- Austin$83,780
- Waco$67,280
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Austin: questions
How much do insurance underwriters make an hour in Austin?
$40.28 an hour on average, and $36.49 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Austin?
The lowest-paid 10% earn about $52,410 a year and the 25th percentile is $62,540, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Austin?
About $67,769 a year ($5,647 a month) for a single filer on the average salary of $83,780. Texas has no state income tax.
Do insurance underwriters earn more in Austin than elsewhere?
The average here is 12% less than the U.S. metro average for this job ($95,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Austin-Round Rock-San Marcos, TX (12420). Relative standard error of the mean wage: 2.5%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.99, this job is about as common as in the U.S. overall.
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