Loan Officers pay range in Louisville
New workers and the lowest-paid 10% earn about $42,700 a year or less, while the top 10% make $125,760 or more. The middle half of loan officers in Louisville earn between $49,330 and $100,450.
- $43K10th
- $49K25th
- $64KMedian
- $100K75th
- $126K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,620 | $6,468 | $37.32 |
| Median | $64,460 | $5,372 | $30.99 |
| Entry level (25th percentile) | $49,330 | $4,111 | $23.72 |
| Experienced (75th percentile) | $100,450 | $8,371 | $48.29 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Louisville vs. Kentucky and the U.S.
Loan officers in Louisville earn 4% more than the Kentucky average ($74,870) and 12% less than the U.S. average ($87,790). At the median the gap is -16% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Louisville | $77,620 | $64,460 | $42,700 | $125,760 | 1,120 |
| Kentucky | $74,870 | $62,090 | $41,620 | $124,520 | 3,940 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Louisville
On the average salary of $77,620, a single filer in Louisville takes home about $59,129 a year, or $4,927 a month and $2,274 every two weeks. Taxes take 24% of gross pay.
The Louisville/Jefferson County, KY-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $61,137 | $5,095 |
| Working in KY | $59,129 | $4,927 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
Is Louisville a good place for loan officers? Pay vs. cost of living
Prices in the Louisville area are 7% below the U.S. average (BEA price parity 93.1), so the average $77,620 buys what about $83,396 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Louisville ($48,370). A typical home costs $283,232, or 3.6 years of this average salary before tax.
Loan Officers salary in other Kentucky cities
Louisville ranks 3rd of 6 Kentucky metro areas for this job; Lexington pays the most ($81,070).
- Lexington$81,070
- Bowling Green$79,080
- Louisville$77,620
- Paducah$75,490
- Elizabethtown$74,370
- Owensboro$65,470
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Louisville: questions
How much do loan officers make an hour in Louisville?
$37.32 an hour on average, and $30.99 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Louisville?
The lowest-paid 10% earn about $42,700 a year and the 25th percentile is $49,330, a fair guide to starting pay.
What is the loan officers take-home pay in Louisville?
About $59,129 a year ($4,927 a month) for a single filer on the average salary of $77,620. Includes Louisville's local income tax (2.2%).
Do loan officers earn more in Louisville than elsewhere?
The average here is 12% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Louisville/Jefferson County, KY-IN (31140). Relative standard error of the mean wage: 3.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
- Job concentration: location quotient 0.93, this job is about as common as in the U.S. overall.
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