Loan Officers Salary in Kentucky

Loan officers in Kentucky earn the most in Lexington (average $81,070 a year) and the least in Owensboro ($65,470), across the 6 Kentucky metro areas we cover. Statewide, BLS puts the loan officers average at $74,870 and the median at $62,090 for 3,940 workers. The U.S. average for this job is $87,790.

Loan Officers average salary by city in Kentucky

Lexington$81,070
Bowling Green$79,080
Louisville$77,620
Paducah$75,490
Elizabethtown$74,370
Owensboro$65,470

Pay, take-home pay and cost of living

City	Average	Median	25th pct.	Take-home*	Cost of living
Lexington	$81,070	$63,760	$50,200	$60,913	93
Bowling Green	$79,080	$71,020	$48,170	$60,231	90
Louisville	$77,620	$64,460	$49,330	$59,129	93
Paducah	$75,490	$60,080	$47,710	$57,903	86
Elizabethtown	$74,370	$64,090	$47,820	$57,214	91
Owensboro	$65,470	$58,730	$47,860	$51,446	89

*Average salary after federal and state taxes for a single filer; includes Lexington's local income tax (2.75%). Cost of living: BEA price parity, U.S. = 100.

Loan Officers salary in other states

Loan Officers salary by city and state

More about pay in Kentucky

Sources and how to read this page

Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072.
U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.

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