Insurance Underwriters pay range in Louisville
New workers and the lowest-paid 10% earn about $46,520 a year or less, while the top 10% make $138,670 or more. The middle half of insurance underwriters in Louisville earn between $57,900 and $101,860.
- $47K10th
- $58K25th
- $76KMedian
- $102K75th
- $139K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $83,300 | $6,942 | $40.05 |
| Median | $76,450 | $6,371 | $36.75 |
| Entry level (25th percentile) | $57,900 | $4,825 | $27.84 |
| Experienced (75th percentile) | $101,860 | $8,488 | $48.97 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Louisville vs. Kentucky and the U.S.
Insurance underwriters in Louisville earn 5% less than the Kentucky average ($87,430) and 11% less than the U.S. average ($93,700). At the median the gap is -6% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Louisville | $83,300 | $76,450 | $46,520 | $138,670 | 430 |
| Kentucky | $87,430 | $79,830 | $46,550 | $138,670 | 900 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Louisville
On the average salary of $83,300, a single filer in Louisville takes home about $62,801 a year, or $5,233 a month and $2,415 every two weeks. Taxes take 25% of gross pay.
The Louisville/Jefferson County, KY-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $64,963 | $5,414 |
| Working in KY | $62,801 | $5,233 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
Is Louisville a good place for insurance underwriters? Pay vs. cost of living
Prices in the Louisville area are 7% below the U.S. average (BEA price parity 93.1), so the average $83,300 buys what about $89,499 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Louisville ($48,370). A typical home costs $283,232, or 3.4 years of this average salary before tax.
Insurance Underwriters salary in other Kentucky cities
Louisville ranks 2nd of 2 Kentucky metro areas for this job; Lexington pays the most ($90,840).
- Lexington$90,840
- Louisville$83,300
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Insurance Underwriters salary in Louisville: questions
How much do insurance underwriters make an hour in Louisville?
$40.05 an hour on average, and $36.75 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Louisville?
The lowest-paid 10% earn about $46,520 a year and the 25th percentile is $57,900, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Louisville?
About $62,801 a year ($5,233 a month) for a single filer on the average salary of $83,300. Includes Louisville's local income tax (2.2%).
Do insurance underwriters earn more in Louisville than elsewhere?
The average here is 11% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Louisville/Jefferson County, KY-IN (31140). Relative standard error of the mean wage: 6.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
- Job concentration: location quotient 0.93, this job is about as common as in the U.S. overall.
Read the full methodology. Spotted an error? Tell us.