Loan Officers pay range in Bowling Green
New workers and the lowest-paid 10% earn about $37,370 a year or less, while the top 10% make $122,550 or more. The middle half of loan officers in Bowling Green earn between $48,170 and $100,560.
- $37K10th
- $48K25th
- $71KMedian
- $101K75th
- $123K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $79,080 | $6,590 | $38.02 |
| Median | $71,020 | $5,918 | $34.14 |
| Entry level (25th percentile) | $48,170 | $4,014 | $23.16 |
| Experienced (75th percentile) | $100,560 | $8,380 | $48.35 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Bowling Green vs. Kentucky and the U.S.
Loan officers in Bowling Green earn 6% more than the Kentucky average ($74,870) and 10% less than the U.S. average ($87,790). At the median the gap is -7% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Bowling Green | $79,080 | $71,020 | $37,370 | $122,550 | 170 |
| Kentucky | $74,870 | $62,090 | $41,620 | $124,520 | 3,940 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Bowling Green
On the average salary of $79,080, a single filer in Bowling Green takes home about $60,231 a year, or $5,019 a month and $2,317 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Bowling Green's local income tax (2%).
Is Bowling Green a good place for loan officers? Pay vs. cost of living
Prices in the Bowling Green area are 10% below the U.S. average (BEA price parity 90.2), so the average $79,080 buys what about $87,692 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Bowling Green ($45,040). A typical home costs $267,047, or 3.4 years of this average salary before tax.
Loan Officers salary in other Kentucky cities
Bowling Green ranks 2nd of 6 Kentucky metro areas for this job; Lexington pays the most ($81,070).
- Lexington$81,070
- Bowling Green$79,080
- Louisville$77,620
- Paducah$75,490
- Elizabethtown$74,370
- Owensboro$65,470
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Bowling Green: questions
How much do loan officers make an hour in Bowling Green?
$38.02 an hour on average, and $34.15 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Bowling Green?
The lowest-paid 10% earn about $37,370 a year and the 25th percentile is $48,170, a fair guide to starting pay.
What is the loan officers take-home pay in Bowling Green?
About $60,231 a year ($5,019 a month) for a single filer on the average salary of $79,080. Includes Bowling Green's local income tax (2%).
Do loan officers earn more in Bowling Green than elsewhere?
The average here is 10% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Bowling Green, KY (14540). Relative standard error of the mean wage: 7.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Bowling Green's local income tax (2%).
- Job concentration: location quotient 1.14, this job is about as common as in the U.S. overall.
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