Kentucky · salary and cost of living

Average Salary in Kentucky

The average salary in Kentucky is $58,047 a year across all jobs, based on BLS estimates for May 2025 for the 10 metro and nonmetro areas based in the state. Louisville pays the most of the 6 metro areas we cover ($62,310), and Owensboro the least ($54,150). Prices are 10% below the U.S. average (BEA).

$58,047average salary
90cost of living (U.S. = 100)
$62,417median household income
6metro areas covered
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Average salary by city in Kentucky

Map of Kentucky metro areas

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Map data © OpenStreetMap contributors.

Salary, take-home pay and cost of living by city

CityAverageMedianTake-home*Cost of livingHome value
Louisville$62,310$48,370$48,81293$283,232
Lexington$62,210$48,620$48,39593$327,671
Paducah$58,060$45,860$45,75686$171,436
Elizabethtown$56,110$46,810$44,32491$253,920
Bowling Green$54,720$45,040$43,25690$267,047
Owensboro$54,150$44,960$42,94889$213,657

*Average salary after federal and state income tax and payroll taxes for a single filer. Cost of living: BEA price parity, U.S. = 100.

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Highest-paying jobs in Kentucky

Most common jobs in Kentucky

Kentucky income tax and take-home pay

Take-home figures on these pages apply Kentucky's 2026 income tax rules for a single filer with the standard deduction, plus federal income tax (2026 brackets), Social Security and Medicare. City or county income taxes are included for Louisville (2.2%), Lexington (2.75%), Bowling Green (2%), Owensboro (1.78%), Elizabethtown (1.95%), Paducah (2%).

Kentucky paycheck calculator

Kentucky at a glance

$295 billionstate GDP (BEA, 2024)
4,510,725population (Census, 2023)
1,461reported crimes per 100,000 residents (FBI, statewide)

Average salary in other states

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Salary in Kentucky: questions

What is the average salary in Kentucky?

$58,047 a year across all jobs (BLS OEWS, May 2025), weighted by employment over the state's metro and nonmetro areas.

Which city in Kentucky pays the most?

Louisville, with an average of $62,310 a year among the metro areas we cover.

Is Kentucky expensive to live in?

BEA puts Kentucky prices 10% below the U.S. average (price parity 90.2). Within the state, Louisville 93, Lexington 93, Elizabethtown 91 are the most expensive metros.

Sources and how to read this page

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