Insurance Sales Agents pay range in Richmond
New workers and the lowest-paid 10% earn about $37,540 a year or less, while the top 10% make $141,940 or more. The middle half of insurance sales agents in Richmond earn between $47,730 and $94,890.
- $38K10th
- $48K25th
- $62KMedian
- $95K75th
- $142K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,940 | $6,495 | $37.47 |
| Median | $62,330 | $5,194 | $29.97 |
| Entry level (25th percentile) | $47,730 | $3,978 | $22.95 |
| Experienced (75th percentile) | $94,890 | $7,908 | $45.62 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Richmond vs. Virginia and the U.S.
Insurance sales agents in Richmond earn 5% more than the Virginia average ($74,300) and 4% less than the U.S. average ($81,480). At the median the gap is +0% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Richmond | $77,940 | $62,330 | $37,540 | $141,940 | 2,040 |
| Virginia | $74,300 | $60,520 | $36,310 | $133,100 | 9,480 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Richmond
On the average salary of $77,940, a single filer in Richmond takes home about $59,993 a year, or $4,999 a month and $2,307 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Richmond a good place for insurance sales agents? Pay vs. cost of living
Prices in the Richmond area are 2% below the U.S. average (BEA price parity 97.9), so the average $77,940 buys what about $79,646 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Richmond ($51,460). A typical home costs $397,705, or 5.1 years of this average salary before tax.
Insurance Sales Agents salary in other Virginia cities
Richmond ranks 3rd of 9 Virginia metro areas for this job; Staunton pays the most ($87,760).
- Staunton$87,760
- Harrisonburg$82,440
- Richmond$77,940
- Virginia Beach$74,970
- Charlottesville$71,070
- Winchester$68,130
- Roanoke$62,780
- Lynchburg$60,110
- Blacksburg$57,270
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Richmond: questions
How much do insurance sales agents make an hour in Richmond?
$37.47 an hour on average, and $29.97 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Richmond?
The lowest-paid 10% earn about $37,540 a year and the 25th percentile is $47,730, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Richmond?
About $59,993 a year ($4,999 a month) for a single filer on the average salary of $77,940.
Do insurance sales agents earn more in Richmond than elsewhere?
The average here is 4% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Richmond, VA (40060). Relative standard error of the mean wage: 5.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 1.00, this job is about as common as in the U.S. overall.
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