SOC 41-3021 · Charlottesville, VA metro

Insurance Sales Agents Salary in Charlottesville, VA

The average salary for insurance sales agents in Charlottesville, Virginia is $71,070 a year ($34.17 an hour), according to BLS estimates for May 2025. The median is $59,630: half of the 270 people in this job in the Charlottesville, VA metro area earn more than that, half earn less. That average is 13% less than the U.S. average for this job ($81,480).

$71,070average per year

$34.17 / hourMedian $59,630Take-home ≈ $55,555

  • $30K10th
  • $48K25th
  • $60KMedian
  • $79K75th
  • $121K90th

median average · bar = middle 50% of workers · how to read it

270people in this job
-13%vs U.S. average
#5 of 9Virginia metros
99cost of living (U.S. = 100)
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Insurance Sales Agents pay range in Charlottesville

New workers and the lowest-paid 10% earn about $29,550 a year or less, while the top 10% make $120,530 or more. The middle half of insurance sales agents in Charlottesville earn between $48,270 and $78,610.

  • $30K10th
  • $48K25th
  • $60KMedian
  • $79K75th
  • $121K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$71,070$5,922$34.17
Median$59,630$4,969$28.67
Entry level (25th percentile)$48,270$4,022$23.21
Experienced (75th percentile)$78,610$6,551$37.79

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Insurance Sales Agents pay in Charlottesville vs. Virginia and the U.S.

Insurance sales agents in Charlottesville earn 4% less than the Virginia average ($74,300) and 13% less than the U.S. average ($81,480). At the median the gap is -4% against the U.S. median of $62,280.

AreaAverageMedian10th pct.90th pct.Jobs
Charlottesville$71,070$59,630$29,550$120,530270
Virginia$74,300$60,520$36,310$133,1009,480
United States$81,480$62,280$37,330$138,140479,100

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Insurance Sales Agents salary after taxes in Charlottesville

On the average salary of $71,070, a single filer in Charlottesville takes home about $55,555 a year, or $4,630 a month and $2,137 every two weeks. Taxes take 22% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).

Virginia paycheck calculator: try your own salary

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Is Charlottesville a good place for insurance sales agents? Pay vs. cost of living

Prices in the Charlottesville area are in line with the U.S. average (BEA price parity 99.1), so the average $71,070 buys what about $71,682 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Charlottesville ($55,180). A typical home costs $473,058, or 6.7 years of this average salary before tax.

See what $71,070 is worth in another city

Insurance Sales Agents salary in other Virginia cities

Charlottesville ranks 5th of 9 Virginia metro areas for this job; Staunton pays the most ($87,760).

All Insurance Sales Agents salaries in Virginia

Highest-paying cities for insurance sales agents

Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).

Insurance Sales Agents salary by city

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Reviewed before it counts. Insurance Sales Agents in Charlottesville, VA.

Insurance Sales Agents salary in Charlottesville: questions

How much do insurance sales agents make an hour in Charlottesville?

$34.17 an hour on average, and $28.67 at the median (BLS, May 2025).

What is the entry-level insurance sales agents salary in Charlottesville?

The lowest-paid 10% earn about $29,550 a year and the 25th percentile is $48,270, a fair guide to starting pay.

What is the insurance sales agents take-home pay in Charlottesville?

About $55,555 a year ($4,630 a month) for a single filer on the average salary of $71,070.

Do insurance sales agents earn more in Charlottesville than elsewhere?

The average here is 13% less than the U.S. average for this job ($81,480).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Charlottesville, VA (16820). Relative standard error of the mean wage: 4.9%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
  • Job concentration: location quotient 0.76, this job is less common than in the U.S. overall (location quotient 0.76).

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