Insurance Sales Agents pay range in Rochester
New workers and the lowest-paid 10% earn about $42,550 a year or less, while the top 10% make $168,100 or more. The middle half of insurance sales agents in Rochester earn between $62,960 and $103,140.
- $43K10th
- $63K25th
- $79KMedian
- $103K75th
- $168K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $96,150 | $8,012 | $46.23 |
| Median | $79,150 | $6,596 | $38.05 |
| Entry level (25th percentile) | $62,960 | $5,247 | $30.27 |
| Experienced (75th percentile) | $103,140 | $8,595 | $49.59 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Rochester vs. New York and the U.S.
Insurance sales agents in Rochester earn 6% less than the New York average ($101,750) and 18% more than the U.S. average ($81,480). At the median the gap is +27% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Rochester | $96,150 | $79,150 | $42,550 | $168,100 | 930 |
| New York | $101,750 | $78,110 | $37,790 | $173,750 | 22,420 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Rochester
On the average salary of $96,150, a single filer in Rochester takes home about $71,751 a year, or $5,979 a month and $2,760 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
Is Rochester a good place for insurance sales agents? Pay vs. cost of living
Prices in the Rochester area are 3% below the U.S. average (BEA price parity 97.0), so the average $96,150 buys what about $99,088 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Rochester ($51,210). A typical home costs $285,034, or 3.0 years of this average salary before tax.
Insurance Sales Agents salary in other New York cities
Rochester ranks 2nd of 12 New York metro areas for this job; New York pays the most ($107,190).
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Rochester: questions
How much do insurance sales agents make an hour in Rochester?
$46.23 an hour on average, and $38.05 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Rochester?
The lowest-paid 10% earn about $42,550 a year and the 25th percentile is $62,960, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Rochester?
About $71,751 a year ($5,979 a month) for a single filer on the average salary of $96,150. New York City (up to 3.876%) and Yonkers income taxes are not included.
Do insurance sales agents earn more in Rochester than elsewhere?
The average here is 18% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Rochester, NY (40380). Relative standard error of the mean wage: 5.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
- Job concentration: location quotient 0.61, this job is less common than in the U.S. overall (location quotient 0.61).
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