SOC 41-3021 · Buffalo-Cheektowaga, NY metro

Insurance Sales Agents Salary in Buffalo, NY

The average salary for insurance sales agents in Buffalo, New York is $78,050 a year ($37.52 an hour), according to BLS estimates for May 2025. The median is $57,790: half of the 1,350 people in this job in the Buffalo-Cheektowaga, NY metro area earn more than that, half earn less. That average is 4% less than the U.S. average for this job ($81,480).

$78,050average per year

$37.52 / hourMedian $57,790Take-home ≈ $60,050

  • $36K10th
  • $45K25th
  • $58KMedian
  • $82K75th
  • $129K90th

median average · bar = middle 50% of workers · how to read it

1,350people in this job
-4%vs U.S. average
#8 of 12New York metros
96cost of living (U.S. = 100)
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Insurance Sales Agents pay range in Buffalo

New workers and the lowest-paid 10% earn about $35,730 a year or less, while the top 10% make $128,600 or more. The middle half of insurance sales agents in Buffalo earn between $45,450 and $81,830.

  • $36K10th
  • $45K25th
  • $58KMedian
  • $82K75th
  • $129K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$78,050$6,504$37.52
Median$57,790$4,816$27.78
Entry level (25th percentile)$45,450$3,788$21.85
Experienced (75th percentile)$81,830$6,819$39.34

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Insurance Sales Agents pay in Buffalo vs. New York and the U.S.

Insurance sales agents in Buffalo earn 23% less than the New York average ($101,750) and 4% less than the U.S. average ($81,480). At the median the gap is -7% against the U.S. median of $62,280.

AreaAverageMedian10th pct.90th pct.Jobs
Buffalo$78,050$57,790$35,730$128,6001,350
New York$101,750$78,110$37,790$173,75022,420
United States$81,480$62,280$37,330$138,140479,100

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Insurance Sales Agents salary after taxes in Buffalo

On the average salary of $78,050, a single filer in Buffalo takes home about $60,050 a year, or $5,004 a month and $2,310 every two weeks. Taxes take 23% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.

New York paycheck calculator: try your own salary

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Is Buffalo a good place for insurance sales agents? Pay vs. cost of living

Prices in the Buffalo area are 4% below the U.S. average (BEA price parity 95.8), so the average $78,050 buys what about $81,434 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Buffalo ($50,790). A typical home costs $288,316, or 3.7 years of this average salary before tax.

See what $78,050 is worth in another city

Insurance Sales Agents salary in other New York cities

Buffalo ranks 8th of 12 New York metro areas for this job; New York pays the most ($107,190).

All Insurance Sales Agents salaries in New York

Highest-paying cities for insurance sales agents

Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).

Insurance Sales Agents salary by city

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Reviewed before it counts. Insurance Sales Agents in Buffalo, NY.

Insurance Sales Agents salary in Buffalo: questions

How much do insurance sales agents make an hour in Buffalo?

$37.52 an hour on average, and $27.78 at the median (BLS, May 2025).

What is the entry-level insurance sales agents salary in Buffalo?

The lowest-paid 10% earn about $35,730 a year and the 25th percentile is $45,450, a fair guide to starting pay.

What is the insurance sales agents take-home pay in Buffalo?

About $60,050 a year ($5,004 a month) for a single filer on the average salary of $78,050. New York City (up to 3.876%) and Yonkers income taxes are not included.

Do insurance sales agents earn more in Buffalo than elsewhere?

The average here is 4% less than the U.S. average for this job ($81,480).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Buffalo-Cheektowaga, NY (15380). Relative standard error of the mean wage: 6.0%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
  • Job concentration: location quotient 0.82, this job is about as common as in the U.S. overall.

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