Insurance Sales Agents pay range in Watertown
New workers and the lowest-paid 10% earn about $39,440 a year or less, while the top 10% make $100,960 or more. The middle half of insurance sales agents in Watertown earn between $48,490 and $76,090.
- $39K10th
- $48K25th
- $62KMedian
- $76K75th
- $101K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $76,970 | $6,414 | $37.00 |
| Median | $61,720 | $5,143 | $29.67 |
| Entry level (25th percentile) | $48,490 | $4,041 | $23.31 |
| Experienced (75th percentile) | $76,090 | $6,341 | $36.58 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Watertown vs. New York and the U.S.
Insurance sales agents in Watertown earn 24% less than the New York average ($101,750) and 6% less than the U.S. average ($81,480). At the median the gap is -1% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Watertown | $76,970 | $61,720 | $39,440 | $100,960 | 50 |
| New York | $101,750 | $78,110 | $37,790 | $173,750 | 22,420 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Watertown
On the average salary of $76,970, a single filer in Watertown takes home about $59,350 a year, or $4,946 a month and $2,283 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
Is Watertown a good place for insurance sales agents? Pay vs. cost of living
Prices in the Watertown area are 12% below the U.S. average (BEA price parity 87.7), so the average $76,970 buys what about $87,775 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Watertown ($47,600). A typical home costs $230,401, or 3.0 years of this average salary before tax.
Insurance Sales Agents salary in other New York cities
Watertown ranks 10th of 12 New York metro areas for this job; New York pays the most ($107,190).
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Watertown: questions
How much do insurance sales agents make an hour in Watertown?
$37.00 an hour on average, and $29.67 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Watertown?
The lowest-paid 10% earn about $39,440 a year and the 25th percentile is $48,490, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Watertown?
About $59,350 a year ($4,946 a month) for a single filer on the average salary of $76,970. New York City (up to 3.876%) and Yonkers income taxes are not included.
Do insurance sales agents earn more in Watertown than elsewhere?
The average here is 6% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Watertown-Fort Drum, NY (48060). Relative standard error of the mean wage: 4.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
- Job concentration: location quotient 0.44, this job is less common than in the U.S. overall (location quotient 0.44).
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