Insurance Sales Agents pay range in Saginaw
New workers and the lowest-paid 10% earn about $36,660 a year or less, while the top 10% make $110,550 or more. The middle half of insurance sales agents in Saginaw earn between $44,530 and $75,220.
- $37K10th
- $45K25th
- $57KMedian
- $75K75th
- $111K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $67,770 | $5,648 | $32.58 |
| Median | $56,630 | $4,719 | $27.23 |
| Entry level (25th percentile) | $44,530 | $3,711 | $21.41 |
| Experienced (75th percentile) | $75,220 | $6,268 | $36.16 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Saginaw vs. Michigan and the U.S.
Insurance sales agents in Saginaw earn 12% less than the Michigan average ($77,260) and 17% less than the U.S. average ($81,480). At the median the gap is -9% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $67,770 | $56,630 | $36,660 | $110,550 | 170 |
| Michigan | $77,260 | $61,900 | $38,350 | $131,180 | 12,160 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Saginaw
On the average salary of $67,770, a single filer in Saginaw takes home about $52,943 a year, or $4,412 a month and $2,036 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for insurance sales agents? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $67,770 buys what about $74,562 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 2.6 years of this average salary before tax.
Insurance Sales Agents salary in other Michigan cities
Saginaw ranks 11th of 15 Michigan metro areas for this job; Monroe pays the most ($87,470).
- Monroe$87,470
- Flint$83,210
- Traverse City$81,190
- Detroit$79,420
- Niles$77,210
- Grand Rapids$76,200
- Lansing$75,130
- Kalamazoo$74,300
- Ann Arbor$72,800
- Saginaw$67,770
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Saginaw: questions
How much do insurance sales agents make an hour in Saginaw?
$32.58 an hour on average, and $27.23 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Saginaw?
The lowest-paid 10% earn about $36,660 a year and the 25th percentile is $44,530, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Saginaw?
About $52,943 a year ($4,412 a month) for a single filer on the average salary of $67,770. Includes Saginaw's local income tax (1.5%).
Do insurance sales agents earn more in Saginaw than elsewhere?
The average here is 17% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Saginaw, MI (40980). Relative standard error of the mean wage: 5.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 0.69, this job is less common than in the U.S. overall (location quotient 0.69).
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