Insurance Sales Agents pay range in Detroit
New workers and the lowest-paid 10% earn about $39,620 a year or less, while the top 10% make $131,890 or more. The middle half of insurance sales agents in Detroit earn between $48,590 and $94,540.
- $40K10th
- $49K25th
- $64KMedian
- $95K75th
- $132K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $79,420 | $6,618 | $38.18 |
| Median | $63,580 | $5,298 | $30.57 |
| Entry level (25th percentile) | $48,590 | $4,049 | $23.36 |
| Experienced (75th percentile) | $94,540 | $7,878 | $45.45 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Detroit vs. Michigan and the U.S.
Insurance sales agents in Detroit earn about the same as the Michigan average ($77,260) and about the same as the U.S. average ($81,480). At the median the gap is +2% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Detroit | $79,420 | $63,580 | $39,620 | $131,890 | 4,840 |
| Michigan | $77,260 | $61,900 | $38,350 | $131,180 | 12,160 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Detroit
On the average salary of $79,420, a single filer in Detroit takes home about $59,806 a year, or $4,984 a month and $2,300 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Detroit's local income tax (2.4%).
Is Detroit a good place for insurance sales agents? Pay vs. cost of living
Prices in the Detroit area are in line with the U.S. average (BEA price parity 100.3), so the average $79,420 buys what about $79,184 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Detroit ($52,080). A typical home costs $269,080, or 3.4 years of this average salary before tax.
Insurance Sales Agents salary in other Michigan cities
Detroit ranks 4th of 15 Michigan metro areas for this job; Monroe pays the most ($87,470).
- Monroe$87,470
- Flint$83,210
- Traverse City$81,190
- Detroit$79,420
- Niles$77,210
- Grand Rapids$76,200
- Lansing$75,130
- Kalamazoo$74,300
- Ann Arbor$72,800
- Midland$69,170
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Detroit: questions
How much do insurance sales agents make an hour in Detroit?
$38.18 an hour on average, and $30.57 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Detroit?
The lowest-paid 10% earn about $39,620 a year and the 25th percentile is $48,590, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Detroit?
About $59,806 a year ($4,984 a month) for a single filer on the average salary of $79,420. Includes Detroit's local income tax (2.4%).
Do insurance sales agents earn more in Detroit than elsewhere?
The average here is about the same as the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Detroit-Warren-Dearborn, MI (19820). Relative standard error of the mean wage: 4.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Detroit's local income tax (2.4%).
- Job concentration: location quotient 0.83, this job is about as common as in the U.S. overall.
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