Insurance Sales Agents Salary in Kentucky

Insurance sales agents in Kentucky earn the most in Lexington (average $82,410 a year) and the least in Elizabethtown ($66,630), across the 5 Kentucky metro areas we cover. Statewide, BLS puts the insurance sales agents average at $92,780 and the median at $60,880 for 6,210 workers. The U.S. average for this job is $81,480.

Insurance Sales Agents average salary by city in Kentucky

Lexington$82,410
Bowling Green$79,920
Owensboro$69,280
Paducah$67,550
Elizabethtown$66,630

Pay, take-home pay and cost of living

City	Average	Median	25th pct.	Take-home*	Cost of living
Lexington	$82,410	$59,510	$47,550	$61,772	93
Bowling Green	$79,920	$60,400	$47,200	$60,776	90
Owensboro	$69,280	$58,950	$44,410	$54,028	89
Paducah	$67,550	$58,270	$37,690	$52,754	86
Elizabethtown	$66,630	$48,270	$36,440	$52,190	91

*Average salary after federal and state taxes for a single filer; includes Lexington's local income tax (2.75%). Cost of living: BEA price parity, U.S. = 100.

Insurance Sales Agents salary in other states

Insurance Sales Agents salary by city and state

More about pay in Kentucky

Sources and how to read this page

Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021.
U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.

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