Insurance Sales Agents pay range in Lexington
New workers and the lowest-paid 10% earn about $32,970 a year or less, while the top 10% make $130,110 or more. The middle half of insurance sales agents in Lexington earn between $47,550 and $80,070.
- $33K10th
- $48K25th
- $60KMedian
- $80K75th
- $130K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $82,410 | $6,868 | $39.62 |
| Median | $59,510 | $4,959 | $28.61 |
| Entry level (25th percentile) | $47,550 | $3,962 | $22.86 |
| Experienced (75th percentile) | $80,070 | $6,672 | $38.50 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Lexington vs. Kentucky and the U.S.
Insurance sales agents in Lexington earn 11% less than the Kentucky average ($92,780) and about the same as the U.S. average ($81,480). At the median the gap is -4% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lexington | $82,410 | $59,510 | $32,970 | $130,110 | 750 |
| Kentucky | $92,780 | $60,880 | $32,160 | $144,780 | 6,210 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Lexington
On the average salary of $82,410, a single filer in Lexington takes home about $61,772 a year, or $5,148 a month and $2,376 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
Is Lexington a good place for insurance sales agents? Pay vs. cost of living
Prices in the Lexington area are 7% below the U.S. average (BEA price parity 92.9), so the average $82,410 buys what about $88,719 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Lexington ($48,620). A typical home costs $327,671, or 4.0 years of this average salary before tax.
Insurance Sales Agents salary in other Kentucky cities
Lexington ranks 1st of 5 Kentucky metro areas for this job, the best-paid in the state.
- Lexington$82,410
- Bowling Green$79,920
- Owensboro$69,280
- Paducah$67,550
- Elizabethtown$66,630
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Lexington: questions
How much do insurance sales agents make an hour in Lexington?
$39.62 an hour on average, and $28.61 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Lexington?
The lowest-paid 10% earn about $32,970 a year and the 25th percentile is $47,550, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Lexington?
About $61,772 a year ($5,148 a month) for a single filer on the average salary of $82,410. Includes Lexington's local income tax (2.75%).
Do insurance sales agents earn more in Lexington than elsewhere?
The average here is about the same as the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Lexington-Fayette, KY (30460). Relative standard error of the mean wage: 8.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
- Job concentration: location quotient 0.84, this job is about as common as in the U.S. overall.
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