Insurance Sales Agents pay range in Owensboro
New workers and the lowest-paid 10% earn about $30,680 a year or less, while the top 10% make $127,040 or more. The middle half of insurance sales agents in Owensboro earn between $44,410 and $80,340.
- $31K10th
- $44K25th
- $59KMedian
- $80K75th
- $127K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $69,280 | $5,773 | $33.31 |
| Median | $58,950 | $4,912 | $28.34 |
| Entry level (25th percentile) | $44,410 | $3,701 | $21.35 |
| Experienced (75th percentile) | $80,340 | $6,695 | $38.62 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Owensboro vs. Kentucky and the U.S.
Insurance sales agents in Owensboro earn 25% less than the Kentucky average ($92,780) and 15% less than the U.S. average ($81,480). At the median the gap is -5% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Owensboro | $69,280 | $58,950 | $30,680 | $127,040 | 160 |
| Kentucky | $92,780 | $60,880 | $32,160 | $144,780 | 6,210 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Owensboro
On the average salary of $69,280, a single filer in Owensboro takes home about $54,028 a year, or $4,502 a month and $2,078 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Owensboro's local income tax (1.78%).
Is Owensboro a good place for insurance sales agents? Pay vs. cost of living
Prices in the Owensboro area are 11% below the U.S. average (BEA price parity 88.6), so the average $69,280 buys what about $78,185 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Owensboro ($44,960). A typical home costs $213,657, or 3.1 years of this average salary before tax.
Insurance Sales Agents salary in other Kentucky cities
Owensboro ranks 3rd of 5 Kentucky metro areas for this job; Lexington pays the most ($82,410).
- Lexington$82,410
- Bowling Green$79,920
- Owensboro$69,280
- Paducah$67,550
- Elizabethtown$66,630
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Owensboro: questions
How much do insurance sales agents make an hour in Owensboro?
$33.31 an hour on average, and $28.34 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Owensboro?
The lowest-paid 10% earn about $30,680 a year and the 25th percentile is $44,410, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Owensboro?
About $54,028 a year ($4,502 a month) for a single filer on the average salary of $69,280. Includes Owensboro's local income tax (1.78%).
Do insurance sales agents earn more in Owensboro than elsewhere?
The average here is 15% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Owensboro, KY (36980). Relative standard error of the mean wage: 5.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Owensboro's local income tax (1.78%).
- Job concentration: location quotient 1.02, this job is about as common as in the U.S. overall.
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