Financial Risk Specialists pay range in Louisville
New workers and the lowest-paid 10% earn about $46,490 a year or less, while the top 10% make $104,130 or more. The middle half of financial risk specialists in Louisville earn between $53,510 and $88,960.
- $46K10th
- $54K25th
- $64KMedian
- $89K75th
- $104K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $74,930 | $6,244 | $36.02 |
| Median | $64,290 | $5,358 | $30.91 |
| Entry level (25th percentile) | $53,510 | $4,459 | $25.73 |
| Experienced (75th percentile) | $88,960 | $7,413 | $42.77 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Louisville vs. Kentucky and the U.S.
Financial risk specialists in Louisville earn 5% less than the Kentucky average ($78,540) and 40% less than the U.S. average ($124,420). At the median the gap is -45% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Louisville | $74,930 | $64,290 | $46,490 | $104,130 | 110 |
| Kentucky | $78,540 | $74,640 | $48,310 | $107,800 | 500 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Louisville
On the average salary of $74,930, a single filer in Louisville takes home about $57,390 a year, or $4,782 a month and $2,207 every two weeks. Taxes take 23% of gross pay.
The Louisville/Jefferson County, KY-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $59,325 | $4,944 |
| Working in KY | $57,390 | $4,782 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
Is Louisville a good place for financial risk specialists? Pay vs. cost of living
Prices in the Louisville area are 7% below the U.S. average (BEA price parity 93.1), so the average $74,930 buys what about $80,506 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Louisville ($48,370). A typical home costs $283,232, or 3.8 years of this average salary before tax.
Financial Risk Specialists salary in other Kentucky cities
Louisville ranks 2nd of 2 Kentucky metro areas for this job; Lexington pays the most ($77,110).
- Lexington$77,110
- Louisville$74,930
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Louisville: questions
How much do financial risk specialists make an hour in Louisville?
$36.02 an hour on average, and $30.91 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Louisville?
The lowest-paid 10% earn about $46,490 a year and the 25th percentile is $53,510, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Louisville?
About $57,390 a year ($4,782 a month) for a single filer on the average salary of $74,930. Includes Louisville's local income tax (2.2%).
Do financial risk specialists earn more in Louisville than elsewhere?
The average here is 40% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Louisville/Jefferson County, KY-IN (31140). Relative standard error of the mean wage: 3.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
- Job concentration: location quotient 0.40, this job is less common than in the U.S. overall (location quotient 0.40).
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