Financial Risk Specialists pay range in Charlotte
New workers and the lowest-paid 10% earn about $82,840 a year or less, while the top 10% make $214,540 or more. The middle half of financial risk specialists in Charlotte earn between $105,180 and $169,720.
- $83K10th
- $105K25th
- $134KMedian
- $170K75th
- $215K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $144,270 | $12,022 | $69.36 |
| Median | $133,530 | $11,128 | $64.20 |
| Entry level (25th percentile) | $105,180 | $8,765 | $50.57 |
| Experienced (75th percentile) | $169,720 | $14,143 | $81.60 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Charlotte vs. North Carolina and the U.S.
Financial risk specialists in Charlotte earn 8% more than the North Carolina average ($133,190) and 16% more than the U.S. average ($124,420). At the median the gap is +14% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charlotte | $144,270 | $133,530 | $82,840 | $214,540 | 1,880 |
| North Carolina | $133,190 | $132,040 | $70,440 | $207,820 | 3,200 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Charlotte
On the average salary of $144,270, a single filer in Charlotte takes home about $104,627 a year, or $8,719 a month and $4,024 every two weeks. Taxes take 27% of gross pay.
The Charlotte-Concord-Gastonia, NC-SC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $104,627 | $8,719 |
| Working in SC | $103,324 | $8,610 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charlotte a good place for financial risk specialists? Pay vs. cost of living
Prices in the Charlotte area are 3% below the U.S. average (BEA price parity 97.3), so the average $144,270 buys what about $148,200 would buy in a typical U.S. metro. This job pays 2.7 times the median wage of all jobs in Charlotte ($49,990). A typical home costs $390,321, or 2.7 years of this average salary before tax.
Financial Risk Specialists salary in other North Carolina cities
Charlotte ranks 1st of 5 North Carolina metro areas for this job, the best-paid in the state.
- Charlotte$144,270
- Winston-Salem$126,940
- Durham$119,490
- Raleigh$107,320
- Greensboro$100,390
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Charlotte: questions
How much do financial risk specialists make an hour in Charlotte?
$69.36 an hour on average, and $64.20 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Charlotte?
The lowest-paid 10% earn about $82,840 a year and the 25th percentile is $105,180, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Charlotte?
About $104,627 a year ($8,719 a month) for a single filer on the average salary of $144,270.
Do financial risk specialists earn more in Charlotte than elsewhere?
The average here is 16% more than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Charlotte-Concord-Gastonia, NC-SC (16740). Relative standard error of the mean wage: 2.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 3.37, this job is 3.4 times as concentrated as in the U.S. overall.
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