Financial Risk Specialists Salary — Lexington, Kentucky

The average Financial Risk Specialists in Lexington, Kentucky earns $77,110 a year.

$77,110 / year, mean
↓ 39.5% below national average 100th percentile in Kentucky

Lexington sits at the very top of the range for this role in Kentucky — among the highest-paying cities in the state for this occupation. That's well below the national average for financial risk specialists — one of the largest gaps in this dataset. Cost of living here is close to the national average — not a major factor either way. This is a high-confidence estimate, based on a large sample of reported wages.

Percentile within Kentucky

0th 50th 100th
Employment (this metro)
50
Estimate confidence
RSE 1.7%
Cost of living 93 #127 most expensive of 188 cities in this dataset 100 = U.S. average · Source: BEA Regional Price Parities, 2024
Crime index 1461 #33 safest of 188 cities in this dataset Per 100k residents · Source: FBI Crime Data Explorer
Median home value $327,671 #90 priciest of 188 cities in this dataset Source: zillow_real
Median household income $70,717 #103 highest of 188 cities in this dataset Source: Census Bureau ACS 5-year

Combining these four figures gives a fuller picture than salary alone: Lexington ranks #127 for cost of living and #90 for home prices among the 188 cities in this pilot dataset, which matters as much as the headline salary number when comparing where to live.

San Jose $162,550 San Francisco $159,040 New York $155,130 Seattle $136,990 Trenton $135,320 Ann Arbor $129,420 Philadelphia $129,380 Sacramento $127,920 San Diego $126,310 Baltimore $124,780 Syracuse $124,690 Albany $124,440 Miami $123,690 Los Angeles $123,400 Chicago $123,130 Peoria $120,840 Sarasota $119,860 Richmond $119,620 Dover $116,010 Austin $114,560 Dallas $113,050 Kiryas Joel $113,020 Portland $112,430 Spokane $111,350 Allentown $110,520 Detroit $110,340 Pensacola $110,070 Houston $108,570 Tampa $108,530 Santa Cruz $108,490 Lancaster $107,700 Orlando $107,380 San Antonio $107,140 Indianapolis $107,070 Virginia Beach $106,790 Harrisburg $105,210 Grand Rapids $104,900 Riverside $104,540 Jacksonville $103,620 Pittsburgh $103,080 Oxnard $101,580 Eugene $101,020 Buffalo $101,010 Rochester $100,460 Fresno $99,680 Lansing $98,200 Springfield $97,330 Fort Wayne $95,580 Lakeland $94,010 El Paso $90,730 Atlantic City $89,340 Tallahassee $85,350 Lexington $77,110 Lubbock $75,800 Louisville $74,930
CityMean salaryvs. Lexington
Albany, New York$124,440+61.4%
Allentown, Pennsylvania$110,520+43.3%
Ann Arbor, Michigan$129,420+67.8%
Atlantic City, New Jersey$89,340+15.9%
Austin, Texas$114,560+48.6%
Baltimore, Maryland$124,780+61.8%
Buffalo, New York$101,010+31.0%
Chicago, Illinois$123,130+59.7%
Dallas, Texas$113,050+46.6%
Detroit, Michigan$110,340+43.1%
Dover, Delaware$116,010+50.4%
El Paso, Texas$90,730+17.7%
Eugene, Oregon$101,020+31.0%
Fort Wayne, Indiana$95,580+24.0%
Fresno, California$99,680+29.3%
Grand Rapids, Michigan$104,900+36.0%
Harrisburg, Pennsylvania$105,210+36.4%
Houston, Texas$108,570+40.8%
Indianapolis, Indiana$107,070+38.9%
Jacksonville, Florida$103,620+34.4%
Kiryas Joel, New York$113,020+46.6%
Lakeland, Florida$94,010+21.9%
Lancaster, Pennsylvania$107,700+39.7%
Lansing, Michigan$98,200+27.4%
Los Angeles, California$123,400+60.0%
Louisville, Kentucky$74,930-2.8%
Lubbock, Texas$75,800-1.7%
Miami, Florida$123,690+60.4%
New York, New York$155,130+101.2%
Sarasota, Florida$119,860+55.4%
Orlando, Florida$107,380+39.3%
Oxnard, California$101,580+31.7%
Pensacola, Florida$110,070+42.7%
Peoria, Illinois$120,840+56.7%
Philadelphia, Pennsylvania$129,380+67.8%
Pittsburgh, Pennsylvania$103,080+33.7%
Portland, Oregon$112,430+45.8%
Richmond, Virginia$119,620+55.1%
Riverside, California$104,540+35.6%
Rochester, New York$100,460+30.3%
Sacramento, California$127,920+65.9%
San Antonio, Texas$107,140+38.9%
San Diego, California$126,310+63.8%
San Francisco, California$159,040+106.3%
San Jose, California$162,550+110.8%
Santa Cruz, California$108,490+40.7%
Seattle, Washington$136,990+77.7%
Spokane, Washington$111,350+44.4%
Springfield, Illinois$97,330+26.2%
Syracuse, New York$124,690+61.7%
Tallahassee, Florida$85,350+10.7%
Tampa, Florida$108,530+40.7%
Trenton, New Jersey$135,320+75.5%
Virginia Beach, Virginia$106,790+38.5%
Gross salary
77,110/yr
Estimated take-home
58,375/yr
Est. total withheld
24.3%

Single filer, federal + Kentucky state tax + FICA, 2026 rates. Does not include state-specific payroll withholdings beyond income tax (see Data transparency). Not tax advice — verify with a professional for your specific situation.

View cost of living in this state All Financial Risk Specialists salaries in Kentucky → All Financial Risk Specialists salaries →
Data transparency

Sources used for this page

Official occupation and area metadata behind the visible salary, cost, housing and safety signals.

Occupation 13-2054 SOC code
Official area Lexington-Fayette, KY BLS metro/geographic area
Area code 30460 Stable geographic key
Reference year 2025 BLS OEWS
Cost: bea_realHousing: zillow_realCrime: latest availableNet-pay source: ky_dor_verificado 2026
Metro also includes
Fayette
No additional caveats are attached to this row.
Methodology

How this page is built

The salary figure is the mean annual wage reported by the BLS Occupational Employment and Wage Statistics (OEWS) program for this occupation and metro area. Percentile and national-average comparisons are calculated directly from the 188 cities currently in this dataset, not from a fixed external benchmark. Cost of living, crime and housing figures come from BEA, FBI and Zillow respectively — see "Data transparency" above for the exact sources and reference years used on this specific page.

Confidence: the RSE (relative standard error) shown under Overview indicates how reliable the salary estimate is for this metro — a lower RSE means a larger underlying sample.

On this page

Where this is

AK HI

Highlighted: Kentucky

Population (metro area)
517,378