Credit Counselors pay range in Providence
New workers and the lowest-paid 10% earn about $47,360 a year or less, while the top 10% make $80,860 or more. The middle half of credit counselors in Providence earn between $49,600 and $75,050.
- $47K10th
- $50K25th
- $58KMedian
- $75K75th
- $81K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $62,960 | $5,247 | $30.27 |
| Median | $58,480 | $4,873 | $28.12 |
| Entry level (25th percentile) | $49,600 | $4,133 | $23.85 |
| Experienced (75th percentile) | $75,050 | $6,254 | $36.08 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Providence vs. Rhode Island and the U.S.
Credit counselors in Providence earn about the same as the Rhode Island average ($63,330) and 10% more than the U.S. average ($57,210). At the median the gap is +12% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Providence | $62,960 | $58,480 | $47,360 | $80,860 | 160 |
| Rhode Island | $63,330 | $58,480 | $48,890 | $79,770 | 130 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Providence
On the average salary of $62,960, a single filer in Providence takes home about $51,024 a year, or $4,252 a month and $1,962 every two weeks. Taxes take 19% of gross pay.
The Providence-Warwick, RI-MA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in RI | $51,024 | $4,252 |
| Working in MA | $49,940 | $4,162 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Rhode Island's Temporary Disability Insurance payroll contribution is not included.
Is Providence a good place for credit counselors? Pay vs. cost of living
Prices in the Providence area are 2% above the U.S. average (BEA price parity 101.8), so the average $62,960 buys what about $61,863 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Providence ($53,680). A typical home costs $524,867, or 8.3 years of this average salary before tax.
Credit Counselors salary in nearby metro areas
- Worcester, MA$62,930
- Boston, MA$68,580
- Hartford, CT$60,620
- Springfield, MA$56,480
- Manchester, NH$54,220
- Portland, ME$59,300
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Providence: questions
How much do credit counselors make an hour in Providence?
$30.27 an hour on average, and $28.12 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Providence?
The lowest-paid 10% earn about $47,360 a year and the 25th percentile is $49,600, a fair guide to starting pay.
What is the credit counselors take-home pay in Providence?
About $51,024 a year ($4,252 a month) for a single filer on the average salary of $62,960. Rhode Island's Temporary Disability Insurance payroll contribution is not included.
Do credit counselors earn more in Providence than elsewhere?
The average here is 10% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Providence-Warwick, RI-MA (39300). Relative standard error of the mean wage: 1.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Rhode Island's Temporary Disability Insurance payroll contribution is not included.
- Job concentration: location quotient 1.28, this job is 1.3 times as concentrated as in the U.S. overall.
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