Credit Counselors pay range in Portland
New workers and the lowest-paid 10% earn about $46,720 a year or less, while the top 10% make $77,480 or more. The middle half of credit counselors in Portland earn between $48,370 and $63,010.
- $47K10th
- $48K25th
- $57KMedian
- $63K75th
- $77K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $59,300 | $4,942 | $28.51 |
| Median | $56,670 | $4,722 | $27.25 |
| Entry level (25th percentile) | $48,370 | $4,031 | $23.25 |
| Experienced (75th percentile) | $63,010 | $5,251 | $30.29 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Portland vs. Maine and the U.S.
Credit counselors in Portland earn about the same as the Maine average ($57,890) and 4% more than the U.S. average ($57,210). At the median the gap is +9% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Portland | $59,300 | $56,670 | $46,720 | $77,480 | 60 |
| Maine | $57,890 | $55,490 | $43,980 | $76,700 | 170 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Portland
On the average salary of $59,300, a single filer in Portland takes home about $47,503 a year, or $3,959 a month and $1,827 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Maine's standard deduction phase-out above $102,250 of income is not modelled.
Is Portland a good place for credit counselors? Pay vs. cost of living
Prices in the Portland area are 2% above the U.S. average (BEA price parity 101.9), so the average $59,300 buys what about $58,218 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Portland ($56,960). A typical home costs $542,063, or 9.1 years of this average salary before tax.
Credit Counselors salary in nearby metro areas
- Manchester, NH$54,220
- Boston, MA$68,580
- Worcester, MA$62,930
- Providence, RI$62,960
- Springfield, MA$56,480
- Hartford, CT$60,620
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Portland: questions
How much do credit counselors make an hour in Portland?
$28.51 an hour on average, and $27.25 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Portland?
The lowest-paid 10% earn about $46,720 a year and the 25th percentile is $48,370, a fair guide to starting pay.
What is the credit counselors take-home pay in Portland?
About $47,503 a year ($3,959 a month) for a single filer on the average salary of $59,300. Maine's standard deduction phase-out above $102,250 of income is not modelled.
Do credit counselors earn more in Portland than elsewhere?
The average here is 4% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Portland-South Portland, ME (38860). Relative standard error of the mean wage: 1.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Maine's standard deduction phase-out above $102,250 of income is not modelled.
- Job concentration: location quotient 1.21, this job is about as common as in the U.S. overall.
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