SOC 13-2041 · Providence-Warwick, RI-MA metro

Credit Analysts Salary in Providence, RI

The average salary for credit analysts in Providence, Rhode Island is $88,690 a year ($42.64 an hour), according to BLS estimates for May 2025. The median is $80,970: half of the 250 people in this job in the Providence-Warwick, RI-MA metro area earn more than that, half earn less. That average is 14% less than the U.S. metro average for this job ($102,930).

$88,690average per year

$42.64 / hourMedian $80,970Take-home ≈ $68,514

  • $61K10th
  • $72K25th
  • $81KMedian
  • $100K75th
  • $131K90th

median average · bar = middle 50% of workers

250people in this job
-14%vs U.S. metro average
102cost of living (U.S. = 100)
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Credit Analysts pay range in Providence

New workers and the lowest-paid 10% earn about $61,060 a year or less, while the top 10% make $130,840 or more. The middle half of credit analysts in Providence earn between $71,740 and $100,190.

  • $61K10th
  • $72K25th
  • $81KMedian
  • $100K75th
  • $131K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$88,690$7,391$42.64
Median$80,970$6,748$38.93
Entry level (25th percentile)$71,740$5,978$34.49
Experienced (75th percentile)$100,190$8,349$48.17

*Hourly figures assume 2,080 paid hours a year.

Credit Analysts salary after taxes in Providence

On the average salary of $88,690, a single filer in Providence takes home about $68,514 a year, or $5,710 a month and $2,635 every two weeks. Taxes take 23% of gross pay.

The Providence-Warwick, RI-MA metro area crosses state lines, so take-home pay depends on the state where you work:

StatePer yearPer month
Working in RI$68,514$5,710
Working in MA$67,109$5,592

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Rhode Island's Temporary Disability Insurance payroll contribution is not included.

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Is Providence a good place for credit analysts? Pay vs. cost of living

Prices in the Providence area are 2% above the U.S. average (BEA price parity 101.8), so the average $88,690 buys what about $87,145 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Providence ($53,680). A typical home costs $524,867, or 5.9 years of this average salary before tax.

See what $88,690 is worth in another city

Credit Analysts salary in nearby metro areas

Highest-paying cities for credit analysts

New York, NY pays this job the most of the metro areas we cover ($153,870).

Credit Analysts salary by city

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Credit Analysts salary in Providence: questions

How much do credit analysts make an hour in Providence?

$42.64 an hour on average, and $38.93 at the median (BLS, May 2025).

What is the entry-level credit analysts salary in Providence?

The lowest-paid 10% earn about $61,060 a year and the 25th percentile is $71,740, a fair guide to starting pay.

What is the credit analysts take-home pay in Providence?

About $68,514 a year ($5,710 a month) for a single filer on the average salary of $88,690. Rhode Island's Temporary Disability Insurance payroll contribution is not included.

Do credit analysts earn more in Providence than elsewhere?

The average here is 14% less than the U.S. metro average for this job ($102,930).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Providence-Warwick, RI-MA (39300). Relative standard error of the mean wage: 3.5%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Rhode Island's Temporary Disability Insurance payroll contribution is not included.
  • Job concentration: location quotient 0.86, this job is about as common as in the U.S. overall.

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