Credit Counselors pay range in Worcester
New workers and the lowest-paid 10% earn about $49,590 a year or less, while the top 10% make $84,210 or more. The middle half of credit counselors in Worcester earn between $51,080 and $64,720.
- $50K10th
- $51K25th
- $61KMedian
- $65K75th
- $84K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $62,930 | $5,244 | $30.25 |
| Median | $60,680 | $5,057 | $29.17 |
| Entry level (25th percentile) | $51,080 | $4,257 | $24.56 |
| Experienced (75th percentile) | $64,720 | $5,393 | $31.12 |
*Hourly figures assume 2,080 paid hours a year.
Credit Counselors salary after taxes in Worcester
On the average salary of $62,930, a single filer in Worcester takes home about $49,918 a year, or $4,160 a month and $1,920 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
Is Worcester a good place for credit counselors? Pay vs. cost of living
Prices in the Worcester area are 3% above the U.S. average (BEA price parity 102.5), so the average $62,930 buys what about $61,381 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Worcester ($57,830). A typical home costs $482,611, or 7.7 years of this average salary before tax.
Credit Counselors salary in other Massachusetts cities
Worcester ranks 2nd of 3 Massachusetts metro areas for this job; Boston pays the most ($68,580).
- Boston$68,580
- Worcester$62,930
- Springfield$56,480
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Worcester: questions
How much do credit counselors make an hour in Worcester?
$30.26 an hour on average, and $29.17 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Worcester?
The lowest-paid 10% earn about $49,590 a year and the 25th percentile is $51,080, a fair guide to starting pay.
What is the credit counselors take-home pay in Worcester?
About $49,918 a year ($4,160 a month) for a single filer on the average salary of $62,930. Massachusetts Paid Family and Medical Leave premiums are not included.
Do credit counselors earn more in Worcester than elsewhere?
The average here is 7% more than the U.S. metro average for this job ($58,886).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Worcester, MA (49340). Relative standard error of the mean wage: 0.7%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
- Job concentration: location quotient 0.97, this job is about as common as in the U.S. overall.
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