Credit Counselors pay range in Kalamazoo
New workers and the lowest-paid 10% earn about $44,130 a year or less, while the top 10% make $57,960 or more. The middle half of credit counselors in Kalamazoo earn between $46,850 and $48,550.
- $44K10th
- $47K25th
- $47KMedian
- $49K75th
- $58K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $48,050 | $4,004 | $23.10 |
| Median | $46,850 | $3,904 | $22.52 |
| Entry level (25th percentile) | $46,850 | $3,904 | $22.52 |
| Experienced (75th percentile) | $48,550 | $4,046 | $23.34 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Kalamazoo vs. Michigan and the U.S.
Credit counselors in Kalamazoo earn 16% less than the Michigan average ($57,490) and 16% less than the U.S. average ($57,210). At the median the gap is -10% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Kalamazoo | $48,050 | $46,850 | $44,130 | $57,960 | n/a |
| Michigan | $57,490 | $52,160 | $39,440 | $77,970 | 1,260 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Kalamazoo
On the average salary of $48,050, a single filer in Kalamazoo takes home about $38,993 a year, or $3,249 a month and $1,500 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Kalamazoo a good place for credit counselors? Pay vs. cost of living
Prices in the Kalamazoo area are 5% below the U.S. average (BEA price parity 94.8), so the average $48,050 buys what about $50,664 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Kalamazoo ($48,510). A typical home costs $279,752, or 5.8 years of this average salary before tax.
Credit Counselors salary in other Michigan cities
Kalamazoo ranks 7th of 7 Michigan metro areas for this job; Ann Arbor pays the most ($58,160).
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Kalamazoo: questions
How much do credit counselors make an hour in Kalamazoo?
$23.10 an hour on average, and $22.52 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Kalamazoo?
The lowest-paid 10% earn about $44,130 a year and the 25th percentile is $46,850, a fair guide to starting pay.
What is the credit counselors take-home pay in Kalamazoo?
About $38,993 a year ($3,249 a month) for a single filer on the average salary of $48,050.
Do credit counselors earn more in Kalamazoo than elsewhere?
The average here is 16% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Kalamazoo-Portage, MI (28020). Relative standard error of the mean wage: 1.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
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