Credit Counselors pay range in Detroit
New workers and the lowest-paid 10% earn about $37,220 a year or less, while the top 10% make $78,320 or more. The middle half of credit counselors in Detroit earn between $47,500 and $60,470.
- $37K10th
- $48K25th
- $53KMedian
- $60K75th
- $78K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $57,410 | $4,784 | $27.60 |
| Median | $53,140 | $4,428 | $25.55 |
| Entry level (25th percentile) | $47,500 | $3,958 | $22.84 |
| Experienced (75th percentile) | $60,470 | $5,039 | $29.07 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Detroit vs. Michigan and the U.S.
Credit counselors in Detroit earn about the same as the Michigan average ($57,490) and about the same as the U.S. average ($57,210). At the median the gap is +2% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Detroit | $57,410 | $53,140 | $37,220 | $78,320 | 480 |
| Michigan | $57,490 | $52,160 | $39,440 | $77,970 | 1,260 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Detroit
On the average salary of $57,410, a single filer in Detroit takes home about $44,877 a year, or $3,740 a month and $1,726 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Detroit's local income tax (2.4%).
Is Detroit a good place for credit counselors? Pay vs. cost of living
Prices in the Detroit area are in line with the U.S. average (BEA price parity 100.3), so the average $57,410 buys what about $57,239 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Detroit ($52,080). A typical home costs $269,080, or 4.7 years of this average salary before tax.
Credit Counselors salary in other Michigan cities
Detroit ranks 2nd of 7 Michigan metro areas for this job; Ann Arbor pays the most ($58,160).
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Detroit: questions
How much do credit counselors make an hour in Detroit?
$27.60 an hour on average, and $25.55 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Detroit?
The lowest-paid 10% earn about $37,220 a year and the 25th percentile is $47,500, a fair guide to starting pay.
What is the credit counselors take-home pay in Detroit?
About $44,877 a year ($3,740 a month) for a single filer on the average salary of $57,410. Includes Detroit's local income tax (2.4%).
Do credit counselors earn more in Detroit than elsewhere?
The average here is about the same as the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Detroit-Warren-Dearborn, MI (19820). Relative standard error of the mean wage: 1.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Detroit's local income tax (2.4%).
- Job concentration: location quotient 1.40, this job is 1.4 times as concentrated as in the U.S. overall.
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