Credit Counselors pay range in Birmingham
New workers and the lowest-paid 10% earn about $41,160 a year or less, while the top 10% make $76,720 or more. The middle half of credit counselors in Birmingham earn between $45,760 and $59,390.
- $41K10th
- $46K25th
- $46KMedian
- $59K75th
- $77K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $51,410 | $4,284 | $24.72 |
| Median | $45,760 | $3,813 | $22.00 |
| Entry level (25th percentile) | $45,760 | $3,813 | $22.00 |
| Experienced (75th percentile) | $59,390 | $4,949 | $28.55 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Birmingham vs. Alabama and the U.S.
Credit counselors in Birmingham earn about the same as the Alabama average ($52,040) and 10% less than the U.S. average ($57,210). At the median the gap is -12% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Birmingham | $51,410 | $45,760 | $41,160 | $76,720 | n/a |
| Alabama | $52,040 | $48,120 | $39,260 | $73,170 | n/a |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Birmingham
On the average salary of $51,410, a single filer in Birmingham takes home about $41,357 a year, or $3,446 a month and $1,591 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
Is Birmingham a good place for credit counselors? Pay vs. cost of living
Prices in the Birmingham area are 8% below the U.S. average (BEA price parity 91.6), so the average $51,410 buys what about $56,098 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Birmingham ($47,770). A typical home costs $262,556, or 5.1 years of this average salary before tax.
Credit Counselors salary in nearby metro areas
- Chattanooga, TN$45,250
- Atlanta, GA$59,110
- Nashville, TN$65,070
- Memphis, TN$59,160
- Jackson, MS$50,780
- Greenville, SC$54,160
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Birmingham: questions
How much do credit counselors make an hour in Birmingham?
$24.72 an hour on average, and $22.00 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Birmingham?
The lowest-paid 10% earn about $41,160 a year and the 25th percentile is $45,760, a fair guide to starting pay.
What is the credit counselors take-home pay in Birmingham?
About $41,357 a year ($3,446 a month) for a single filer on the average salary of $51,410. City occupational taxes (for example in Birmingham and Gadsden) are not included.
Do credit counselors earn more in Birmingham than elsewhere?
The average here is 10% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Birmingham, AL (13820). Relative standard error of the mean wage: 1.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
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