Credit Counselors pay range in Nashville
New workers and the lowest-paid 10% earn about $38,130 a year or less, while the top 10% make $103,600 or more. The middle half of credit counselors in Nashville earn between $43,270 and $76,330.
- $38K10th
- $43K25th
- $58KMedian
- $76K75th
- $104K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $65,070 | $5,422 | $31.28 |
| Median | $58,480 | $4,873 | $28.12 |
| Entry level (25th percentile) | $43,270 | $3,606 | $20.80 |
| Experienced (75th percentile) | $76,330 | $6,361 | $36.70 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Nashville vs. Tennessee and the U.S.
Credit counselors in Nashville earn 20% more than the Tennessee average ($54,070) and 14% more than the U.S. average ($57,210). At the median the gap is +12% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Nashville | $65,070 | $58,480 | $38,130 | $103,600 | 110 |
| Tennessee | $54,070 | $38,730 | $31,200 | $105,140 | 950 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Nashville
On the average salary of $65,070, a single filer in Nashville takes home about $54,464 a year, or $4,539 a month and $2,095 every two weeks. Taxes take 16% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Nashville a good place for credit counselors? Pay vs. cost of living
Prices in the Nashville area are 4% below the U.S. average (BEA price parity 96.3), so the average $65,070 buys what about $67,543 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Nashville ($50,390). A typical home costs $455,958, or 7.0 years of this average salary before tax.
Credit Counselors salary in other Tennessee cities
Nashville ranks 1st of 4 Tennessee metro areas for this job, the best-paid in the state.
- Nashville$65,070
- Memphis$59,160
- Chattanooga$45,250
- Johnson City$42,530
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Credit Counselors salary in Nashville: questions
How much do credit counselors make an hour in Nashville?
$31.28 an hour on average, and $28.12 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Nashville?
The lowest-paid 10% earn about $38,130 a year and the 25th percentile is $43,270, a fair guide to starting pay.
What is the credit counselors take-home pay in Nashville?
About $54,464 a year ($4,539 a month) for a single filer on the average salary of $65,070. Tennessee has no state income tax.
Do credit counselors earn more in Nashville than elsewhere?
The average here is 14% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Nashville-Davidson--Murfreesboro--Franklin, TN (34980). Relative standard error of the mean wage: 6.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.58, this job is less common than in the U.S. overall (location quotient 0.58).
Read the full methodology. Spotted an error? Tell us.