Credit Analysts pay range in Birmingham
New workers and the lowest-paid 10% earn about $58,560 a year or less, while the top 10% make $167,190 or more. The middle half of credit analysts in Birmingham earn between $70,970 and $132,100.
- $59K10th
- $71K25th
- $102KMedian
- $132K75th
- $167K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $103,890 | $8,658 | $49.95 |
| Median | $101,720 | $8,477 | $48.90 |
| Entry level (25th percentile) | $70,970 | $5,914 | $34.12 |
| Experienced (75th percentile) | $132,100 | $11,008 | $63.51 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Birmingham
On the average salary of $103,890, a single filer in Birmingham takes home about $77,663 a year, or $6,472 a month and $2,987 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
Is Birmingham a good place for credit analysts? Pay vs. cost of living
Prices in the Birmingham area are 8% below the U.S. average (BEA price parity 91.6), so the average $103,890 buys what about $113,363 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Birmingham ($47,770). A typical home costs $262,556, or 2.5 years of this average salary before tax.
Credit Analysts salary in nearby metro areas
- Chattanooga, TN$79,740
- Atlanta, GA$91,950
- Nashville, TN$88,030
- Pensacola, FL$75,630
- Memphis, TN$83,390
- Jackson, MS$92,160
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Birmingham: questions
How much do credit analysts make an hour in Birmingham?
$49.95 an hour on average, and $48.91 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Birmingham?
The lowest-paid 10% earn about $58,560 a year and the 25th percentile is $70,970, a fair guide to starting pay.
What is the credit analysts take-home pay in Birmingham?
About $77,663 a year ($6,472 a month) for a single filer on the average salary of $103,890. City occupational taxes (for example in Birmingham and Gadsden) are not included.
Do credit analysts earn more in Birmingham than elsewhere?
The average here is about the same as the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Birmingham, AL (13820). Relative standard error of the mean wage: 3.9%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
- Job concentration: location quotient 0.92, this job is about as common as in the U.S. overall.
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