Insurance Underwriters pay range in Birmingham
New workers and the lowest-paid 10% earn about $47,540 a year or less, while the top 10% make $130,090 or more. The middle half of insurance underwriters in Birmingham earn between $56,030 and $101,820.
- $48K10th
- $56K25th
- $66KMedian
- $102K75th
- $130K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $81,390 | $6,782 | $39.13 |
| Median | $66,000 | $5,500 | $31.73 |
| Entry level (25th percentile) | $56,030 | $4,669 | $26.94 |
| Experienced (75th percentile) | $101,820 | $8,485 | $48.95 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Birmingham vs. Alabama and the U.S.
Insurance underwriters in Birmingham earn 6% more than the Alabama average ($76,480) and 13% less than the U.S. average ($93,700). At the median the gap is -19% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Birmingham | $81,390 | $66,000 | $47,540 | $130,090 | 640 |
| Alabama | $76,480 | $62,220 | $43,540 | $129,600 | 1,540 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Birmingham
On the average salary of $81,390, a single filer in Birmingham takes home about $62,712 a year, or $5,226 a month and $2,412 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
Is Birmingham a good place for insurance underwriters? Pay vs. cost of living
Prices in the Birmingham area are 8% below the U.S. average (BEA price parity 91.6), so the average $81,390 buys what about $88,811 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Birmingham ($47,770). A typical home costs $262,556, or 3.2 years of this average salary before tax.
Insurance Underwriters salary in other Alabama cities
Birmingham ranks 1st of 5 Alabama metro areas for this job, the best-paid in the state.
- Birmingham$81,390
- Decatur$80,070
- Mobile$78,340
- Montgomery$69,460
- Daphne$57,420
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Birmingham: questions
How much do insurance underwriters make an hour in Birmingham?
$39.13 an hour on average, and $31.73 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Birmingham?
The lowest-paid 10% earn about $47,540 a year and the 25th percentile is $56,030, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Birmingham?
About $62,712 a year ($5,226 a month) for a single filer on the average salary of $81,390. City occupational taxes (for example in Birmingham and Gadsden) are not included.
Do insurance underwriters earn more in Birmingham than elsewhere?
The average here is 13% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Birmingham, AL (13820). Relative standard error of the mean wage: 3.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
- Job concentration: location quotient 1.81, this job is 1.8 times as concentrated as in the U.S. overall.
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