Credit Analysts pay range in Lubbock
New workers and the lowest-paid 10% earn about $56,450 a year or less, while the top 10% make $164,780 or more. The middle half of credit analysts in Lubbock earn between $61,580 and $76,910.
- $56K10th
- $62K25th
- $72KMedian
- $77K75th
- $165K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $83,570 | $6,964 | $40.18 |
| Median | $72,390 | $6,032 | $34.80 |
| Entry level (25th percentile) | $61,580 | $5,132 | $29.61 |
| Experienced (75th percentile) | $76,910 | $6,409 | $36.98 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Lubbock
On the average salary of $83,570, a single filer in Lubbock takes home about $67,621 a year, or $5,635 a month and $2,601 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Lubbock a good place for credit analysts? Pay vs. cost of living
Prices in the Lubbock area are 9% below the U.S. average (BEA price parity 91.3), so the average $83,570 buys what about $91,516 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Lubbock ($42,130). A typical home costs $213,766, or 2.6 years of this average salary before tax.
Credit Analysts salary in other Texas cities
Lubbock ranks 4th of 9 Texas metro areas for this job; Austin pays the most ($94,490).
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Lubbock: questions
How much do credit analysts make an hour in Lubbock?
$40.18 an hour on average, and $34.80 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Lubbock?
The lowest-paid 10% earn about $56,450 a year and the 25th percentile is $61,580, a fair guide to starting pay.
What is the credit analysts take-home pay in Lubbock?
About $67,621 a year ($5,635 a month) for a single filer on the average salary of $83,570. Texas has no state income tax.
Do credit analysts earn more in Lubbock than elsewhere?
The average here is 19% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Lubbock, TX (31180). Relative standard error of the mean wage: 7.3%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.57, this job is less common than in the U.S. overall (location quotient 0.57).
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