Credit Analysts pay range in San Francisco
New workers and the lowest-paid 10% earn about $63,330 a year or less, while the top 10% make $217,340 or more. The middle half of credit analysts in San Francisco earn between $80,860 and $165,450.
- $63K10th
- $81K25th
- $123KMedian
- $165K75th
- $217K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $133,360 | $11,113 | $64.12 |
| Median | $122,590 | $10,216 | $58.94 |
| Entry level (25th percentile) | $80,860 | $6,738 | $38.88 |
| Experienced (75th percentile) | $165,450 | $13,788 | $79.54 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in San Francisco
On the average salary of $133,360, a single filer in San Francisco takes home about $94,107 a year, or $7,842 a month and $3,620 every two weeks. Taxes take 29% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is San Francisco a good place for credit analysts? Pay vs. cost of living
Prices in the San Francisco area are 16% above the U.S. average (BEA price parity 115.6), so the average $133,360 buys what about $115,350 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in San Francisco ($74,260). A typical home costs $1,149,215, or 8.6 years of this average salary before tax.
Credit Analysts salary in other California cities
San Francisco ranks 2nd of 10 California metro areas for this job; San Jose pays the most ($135,700).
- San Jose$135,700
- San Francisco$133,360
- Los Angeles$110,640
- San Diego$105,700
- Santa Rosa$100,050
- Oxnard$95,430
- Bakersfield$95,130
- Sacramento$92,800
- Riverside$88,550
- Fresno$84,750
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in San Francisco: questions
How much do credit analysts make an hour in San Francisco?
$64.11 an hour on average, and $58.94 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in San Francisco?
The lowest-paid 10% earn about $63,330 a year and the 25th percentile is $80,860, a fair guide to starting pay.
What is the credit analysts take-home pay in San Francisco?
About $94,107 a year ($7,842 a month) for a single filer on the average salary of $133,360. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do credit analysts earn more in San Francisco than elsewhere?
The average here is 30% more than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area San Francisco-Oakland-Fremont, CA (41860). Relative standard error of the mean wage: 8.1%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.87, this job is about as common as in the U.S. overall.
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