Credit Analysts pay range in Springfield
New workers and the lowest-paid 10% earn about $53,110 a year or less, while the top 10% make $110,490 or more. The middle half of credit analysts in Springfield earn between $63,540 and $96,860.
- $53K10th
- $64K25th
- $74KMedian
- $97K75th
- $110K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $80,510 | $6,709 | $38.71 |
| Median | $74,470 | $6,206 | $35.80 |
| Entry level (25th percentile) | $63,540 | $5,295 | $30.55 |
| Experienced (75th percentile) | $96,860 | $8,072 | $46.57 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Springfield
On the average salary of $80,510, a single filer in Springfield takes home about $61,763 a year, or $5,147 a month and $2,376 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
Is Springfield a good place for credit analysts? Pay vs. cost of living
Prices in the Springfield area are 4% below the U.S. average (BEA price parity 96.1), so the average $80,510 buys what about $83,811 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Springfield ($51,930). A typical home costs $376,017, or 4.7 years of this average salary before tax.
Credit Analysts salary in other Massachusetts cities
Springfield ranks 3rd of 3 Massachusetts metro areas for this job; Boston pays the most ($111,140).
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Springfield: questions
How much do credit analysts make an hour in Springfield?
$38.71 an hour on average, and $35.80 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Springfield?
The lowest-paid 10% earn about $53,110 a year and the 25th percentile is $63,540, a fair guide to starting pay.
What is the credit analysts take-home pay in Springfield?
About $61,763 a year ($5,147 a month) for a single filer on the average salary of $80,510. Massachusetts Paid Family and Medical Leave premiums are not included.
Do credit analysts earn more in Springfield than elsewhere?
The average here is 22% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Springfield, MA (44140). Relative standard error of the mean wage: 3.3%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
- Job concentration: location quotient 0.60, this job is less common than in the U.S. overall (location quotient 0.60).
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