Credit Analysts pay range in Boston
New workers and the lowest-paid 10% earn about $65,430 a year or less, while the top 10% make $175,680 or more. The middle half of credit analysts in Boston earn between $76,860 and $133,460.
- $65K10th
- $77K25th
- $102KMedian
- $133K75th
- $176K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $111,140 | $9,262 | $53.43 |
| Median | $101,890 | $8,491 | $48.99 |
| Entry level (25th percentile) | $76,860 | $6,405 | $36.95 |
| Experienced (75th percentile) | $133,460 | $11,122 | $64.16 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Boston
On the average salary of $111,140, a single filer in Boston takes home about $81,780 a year, or $6,815 a month and $3,145 every two weeks. Taxes take 26% of gross pay.
The Boston-Cambridge-Newton, MA-NH metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NH | $87,017 | $7,251 |
| Working in MA | $81,780 | $6,815 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
Is Boston a good place for credit analysts? Pay vs. cost of living
Prices in the Boston area are 8% above the U.S. average (BEA price parity 108.3), so the average $111,140 buys what about $102,655 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Boston ($66,620). A typical home costs $741,868, or 6.7 years of this average salary before tax.
Credit Analysts salary in other Massachusetts cities
Boston ranks 1st of 3 Massachusetts metro areas for this job, the best-paid in the state.
- Boston$111,140
- Worcester$81,240
- Springfield$80,510
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Boston: questions
How much do credit analysts make an hour in Boston?
$53.43 an hour on average, and $48.99 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Boston?
The lowest-paid 10% earn about $65,430 a year and the 25th percentile is $76,860, a fair guide to starting pay.
What is the credit analysts take-home pay in Boston?
About $81,780 a year ($6,815 a month) for a single filer on the average salary of $111,140. Massachusetts Paid Family and Medical Leave premiums are not included.
Do credit analysts earn more in Boston than elsewhere?
The average here is 8% more than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Boston-Cambridge-Newton, MA-NH (14460). Relative standard error of the mean wage: 3.6%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
- Job concentration: location quotient 0.97, this job is about as common as in the U.S. overall.
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