SOC 13-2041 · Trenton-Princeton, NJ metro

Credit Analysts Salary in Trenton, NJ

The average salary for credit analysts in Trenton, New Jersey is $103,420 a year ($49.72 an hour), according to BLS estimates for May 2025. The median is $100,190: half of the 170 people in this job in the Trenton-Princeton, NJ metro area earn more than that, half earn less. That average is about the same as the U.S. average for this job ($100,850).

$103,420average per year

$49.72 / hourMedian $100,190Take-home ≈ $77,188

  • $68K10th
  • $80K25th
  • $100KMedian
  • $102K75th
  • $151K90th

median average · bar = middle 50% of workers · how to read it

170people in this job
+3%vs U.S. average
103cost of living (U.S. = 100)
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Credit Analysts pay range in Trenton

New workers and the lowest-paid 10% earn about $68,110 a year or less, while the top 10% make $150,610 or more. The middle half of credit analysts in Trenton earn between $80,280 and $101,890.

  • $68K10th
  • $80K25th
  • $100KMedian
  • $102K75th
  • $151K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$103,420$8,618$49.72
Median$100,190$8,349$48.17
Entry level (25th percentile)$80,280$6,690$38.60
Experienced (75th percentile)$101,890$8,491$48.99

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Credit Analysts pay in Trenton vs. New Jersey and the U.S.

Credit analysts in Trenton earn 8% less than the New Jersey average ($112,680) and about the same as the U.S. average ($100,850). At the median the gap is +20% against the U.S. median of $83,510.

AreaAverageMedian10th pct.90th pct.Jobs
Trenton$103,420$100,190$68,110$150,610170
New Jersey$112,680$100,940$71,590$169,4901,220
United States$100,850$83,510$56,250$169,23064,390

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Credit Analysts salary after taxes in Trenton

On the average salary of $103,420, a single filer in Trenton takes home about $77,188 a year, or $6,432 a month and $2,969 every two weeks. Taxes take 25% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.

New Jersey paycheck calculator: try your own salary

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Is Trenton a good place for credit analysts? Pay vs. cost of living

Prices in the Trenton area are 3% above the U.S. average (BEA price parity 103.2), so the average $103,420 buys what about $100,233 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Trenton ($63,490). A typical home costs $446,377, or 4.3 years of this average salary before tax.

See what $103,420 is worth in another city

Credit Analysts salary in nearby metro areas

Highest-paying cities for credit analysts

New York, NY pays this job the most of the metro areas we cover ($153,870).

Credit Analysts salary by city

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Credit Analysts salary in Trenton: questions

How much do credit analysts make an hour in Trenton?

$49.72 an hour on average, and $48.17 at the median (BLS, May 2025).

What is the entry-level credit analysts salary in Trenton?

The lowest-paid 10% earn about $68,110 a year and the 25th percentile is $80,280, a fair guide to starting pay.

What is the credit analysts take-home pay in Trenton?

About $77,188 a year ($6,432 a month) for a single filer on the average salary of $103,420. New Jersey's employee unemployment, disability and family-leave contributions are not included.

Do credit analysts earn more in Trenton than elsewhere?

The average here is about the same as the U.S. average for this job ($100,850).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Trenton-Princeton, NJ (45940). Relative standard error of the mean wage: 2.4%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.
  • Job concentration: location quotient 1.73, this job is 1.7 times as concentrated as in the U.S. overall.

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