Loan Officers pay range in Trenton
New workers and the lowest-paid 10% earn about $55,580 a year or less, while the top 10% make $159,650 or more. The middle half of loan officers in Trenton earn between $71,130 and $126,970.
- $56K10th
- $71K25th
- $90KMedian
- $127K75th
- $160K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $100,880 | $8,407 | $48.50 |
| Median | $90,430 | $7,536 | $43.48 |
| Entry level (25th percentile) | $71,130 | $5,928 | $34.20 |
| Experienced (75th percentile) | $126,970 | $10,581 | $61.04 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Trenton vs. New Jersey and the U.S.
Loan officers in Trenton earn about the same as the New Jersey average ($102,890) and 15% more than the U.S. average ($87,790). At the median the gap is +18% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Trenton | $100,880 | $90,430 | $55,580 | $159,650 | 330 |
| New Jersey | $102,890 | $92,920 | $50,490 | $169,280 | 6,200 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Trenton
On the average salary of $100,880, a single filer in Trenton takes home about $75,563 a year, or $6,297 a month and $2,906 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.
Is Trenton a good place for loan officers? Pay vs. cost of living
Prices in the Trenton area are 3% above the U.S. average (BEA price parity 103.2), so the average $100,880 buys what about $97,771 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Trenton ($63,490). A typical home costs $446,377, or 4.4 years of this average salary before tax.
Loan Officers salary in other New Jersey cities
Trenton ranks 1st of 3 New Jersey metro areas for this job, the best-paid in the state.
- Trenton$100,880
- Atlantic City$92,600
- Vineland$91,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Trenton: questions
How much do loan officers make an hour in Trenton?
$48.50 an hour on average, and $43.48 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Trenton?
The lowest-paid 10% earn about $55,580 a year and the 25th percentile is $71,130, a fair guide to starting pay.
What is the loan officers take-home pay in Trenton?
About $75,563 a year ($6,297 a month) for a single filer on the average salary of $100,880. New Jersey's employee unemployment, disability and family-leave contributions are not included.
Do loan officers earn more in Trenton than elsewhere?
The average here is 15% more than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Trenton-Princeton, NJ (45940). Relative standard error of the mean wage: 4.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.
- Job concentration: location quotient 0.78, this job is less common than in the U.S. overall (location quotient 0.78).
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